WallStSmart
SAR

Saratoga Investment Corp

NYSE: SAR · FINANCIAL SERVICES · ASSET MANAGEMENT

$18.69
-0.11% today

Updated 2026-08-18

Market cap
$311.65M
P/E ratio
19.98
P/S ratio
2.51x
EPS (TTM)
$0.97
Dividend yield
15.30%
52W range
$17 – $23
Volume
0.2M

WallStSmart proprietary scores

48
out of 100
Grade: C
Sell
Investment rating
4.7
Growth
C
6.3
Quality
B
7.0
Profitability
B+
5.3
Valuation
C+
4/9
Piotroski F-Score
Moderate
Altman Z-Score
Industry rank
View all highly rated stocks (75+) →242 stocks currently score above 75

Price targets

Analyst target
$21.20
+13.43%
12-Month target
$24.32
+30.12%
Intrinsic (DCF)
Margin of safety
1 Strong Buy0 Buy6 Hold0 Sell0 Strong Sell

Price chart

Stock snapshot

Strengths
Insufficient data
Risks
- Negative free cash flow $-25.97M
- Revenue declining -4.80% QoQ

Key financials

Revenue Net Income Free Cash Flow
Metric2023202420252026TTM
Revenue$99.10M$143.87M$94.16M$99.22M$124.17M
Net income$24.68M$8.93M$28.09M$36.60M$-5.92M
EPS$0.97
Free cash flow$-130.37M$-157.21M$197.54M$-88.03M$-25.97M
Profit margin24.90%6.21%29.83%36.89%12.70%

Recent insider activity

DateInsiderTypeSharesPrice
2026-07-22OBERBECK, CHRISTIAN LSale2,560
2026-01-29OBERBECK, CHRISTIAN LSale1,000
2025-12-19OBERBECK, CHRISTIAN LSale1,000

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
SAR$311.65M484.77.05.36.3Hold
BRK-A$1.08T737.37.55.06.0Strong Buy
BRK-B$1.07T747.37.55.05.5Strong Buy
JPM$959.50B8110.08.05.73.0Exceptional Buy
V$669.97B686.710.04.35.0Strong Buy
MA$492.55B707.310.04.36.0Strong Buy

Smart narrative

Saratoga Investment Corp trades at $18.69. representing a P/E of 19.98x trailing earnings. Our Smart Value Score of 48/100 indicates the stock is fair. The company scores 4/9 on the Piotroski F-Score. TTM revenue stands at $124.17M. with profit margins at 12.70%.

Frequently asked questions

What is Saratoga Investment Corp's stock price?

Saratoga Investment Corp (SAR) trades at $18.69, on a P/E of 20.0x and a P/S of 2.5x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.

Is Saratoga Investment Corp overvalued?

Saratoga Investment Corp carries a Smart Value Score of 48/100 (Grade C), which we rate Sell. That score blends growth, quality, and valuation into one read.

What is the price target of Saratoga Investment Corp (SAR)?

The 12-month analyst consensus target is $21.20, about 13.4% above the current $18.69. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.

What is Saratoga Investment Corp's revenue?

Saratoga Investment Corp's trailing twelve-month revenue is $124.17M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.

Company info

SectorFINANCIAL SERVICES
IndustryASSET MANAGEMENT
CountryUSA
ExchangeNYSE
CurrencyUSD

Quick metrics

P/S ratio2.51x
ROE9.24%
Beta0.59
50D MA$20.70
200D MA$22.24
Shares out0.02B
Float0.01B
Short ratio
Avg volume0.2M

Performance

1 week
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YTD
1 year
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