SAN
Banco Santander SA ADR
NYSE: SAN · FINANCIAL SERVICES · BANKS - DIVERSIFIED
$12.87
+2.47% today
Updated 2026-06-12
Market cap
$178.71B
P/E ratio
12.05
P/S ratio
3.77x
EPS (TTM)
$1.03
Dividend yield
1.94%
52W range
$8 – $13
Volume
8.8M
WallStSmart proprietary scores
65
out of 100
Grade: B
Buy
Investment rating
7.3
Growth
B+3.8
Quality
D7.5
Profitability
B+5.0
Valuation
C+4/9
Piotroski F-Score
Moderate
-0.4
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →202 stocks currently score above 75
Price targets
Analyst target
$12.16
-5.52%
12-Month target
$13.31
+3.42%
Intrinsic (DCF)
—
Margin of safety
—
1 Strong Buy0 Buy1 Hold0 Sell1 Strong Sell
Price chart
Stock snapshot
Strengths
+ Profit margin 34.10% — above average
Risks
- Altman Z -0.41 — distress zone
- Debt/equity 4.09x — high leverage
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM | 2026 (E) |
|---|---|---|---|---|---|---|
| Revenue | $87.03B | $121.87B | $129.91B | $119.89B | $47.37B | $62.7B |
| Net income | $9.61B | $11.08B | $12.57B | $14.10B | $5.46B | — |
| EPS | — | — | — | — | $1.03 | $1.02 |
| Free cash flow | $16.87B | $-8.63B | $-32.65B | $-22.49B | — | — |
| Profit margin | 11.04% | 9.09% | 9.68% | 11.76% | 34.10% | — |
Recent insider activity
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2022-01-27 | BANCO, SANTANDER, S.A. | Buy | 14,184,414 | $41.50 |
| 2008-11-12 | BANCO, SANTANDER, S.A. | Buy | 451,156 | $2.26 |
| 2008-11-12 | BANCO, SANTANDER, S.A. | Buy | 313,809 | $2.38 |
Peer comparison
Smart narrative
Banco Santander SA ADR trades at $12.87. representing a P/E of 12.05x trailing earnings. Our Smart Value Score of 65/100 indicates the stock is good. The company scores 4/9 on the Piotroski F-Score. With an Altman Z-Score of -0.41, it sits in the distress. TTM revenue stands at $47.37B. with profit margins at 34.10%.
Frequently asked questions
What is Banco Santander SA ADR's stock price?
Banco Santander SA ADR (SAN) trades at $12.87, on a P/E of 12.1x and a P/S of 3.8x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is Banco Santander SA ADR overvalued?
Banco Santander SA ADR carries a Smart Value Score of 65/100 (Grade B), which we rate Buy. That score blends growth, quality, and valuation into one read.
What is the price target of Banco Santander SA ADR (SAN)?
The 12-month analyst consensus target is $12.16, about 5.5% below the current $12.87. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is the future stock price of SAN by 2030?
Our research-backed model puts the 2030 base case at $65.04, built from revenue projections, a growth-adjusted P/S multiple, net debt, and share dilution. It is a scenario rather than a prediction, and the bull and bear cases around it matter more than the single number when you are sizing a position.
What is Banco Santander SA ADR's revenue?
Banco Santander SA ADR's trailing twelve-month revenue is $47.37B, and our model projects it reaching about $78.60B by 2030. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
Banco Santander SA ADR's Altman Z-Score is -0.41, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - DIVERSIFIED
CountryUSA
ExchangeNYSE
CurrencyUSD
Quick metrics
P/S ratio3.77x
ROE14.74%
Beta0.96
50D MA$11.96
200D MA$11.22
Shares out14.40B
Float14.33B
Short ratio—
Avg volume8.8M
Performance
1 week+0.00%
1 month+6.18%
3 months+14.25%
YTD+6.27%
1 year—
3 years—
5 years—