SAN
Banco Santander SA ADR
NYSE: SAN · FINANCIAL SERVICES · BANKS - DIVERSIFIED
$12.20
+1.79% today
Updated 2026-04-30
Market cap
$174.08B
P/E ratio
12.20
P/S ratio
3.72x
EPS (TTM)
$0.98
Dividend yield
2.02%
52W range
$7 – $13
Volume
13.5M
WallStSmart proprietary scores
63
out of 100
Grade: C+
Hold
Investment rating
6.0
Growth
B3.8
Quality
D7.5
Profitability
B+5.0
Valuation
C+4/9
Piotroski F-Score
Moderate
0.4
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →200 stocks currently score above 75
Price targets
Analyst target
$11.72
-3.90%
12-Month target
$13.31
+9.14%
Intrinsic (DCF)
—
Margin of safety
—
1 Strong Buy0 Buy1 Hold0 Sell1 Strong Sell
Price chart
X-Ray snapshot
Strengths
+ Profit margin 30.10% — above average
Risks
- Altman Z 0.38 — distress zone
- Revenue declining -6.40% QoQ
- Debt/equity 4.47x — high leverage
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM | 2026 (E) |
|---|---|---|---|---|---|---|
| Revenue | $87.03B | $121.87B | $129.91B | $119.89B | $46.84B | $62.7B |
| Net income | $9.61B | $11.08B | $12.57B | $14.10B | $3.76B | — |
| EPS | — | — | — | — | $0.98 | $1.02 |
| Free cash flow | $16.87B | $-8.63B | $-32.65B | $-22.49B | — | — |
| Profit margin | 11.04% | 9.09% | 9.68% | 11.76% | 30.10% | — |
Recent insider activity
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2022-01-27 | BANCO, SANTANDER, S.A. | Buy | 14,184,414 | $41.50 |
| 2008-11-12 | BANCO, SANTANDER, S.A. | Buy | 451,156 | $2.26 |
| 2008-11-12 | BANCO, SANTANDER, S.A. | Buy | 313,809 | $2.38 |
Peer comparison
Smart narrative
Banco Santander SA ADR trades at $12.20. representing a P/E of 12.20x trailing earnings. Our Smart Value Score of 63/100 indicates the stock is good. The company scores 4/9 on the Piotroski F-Score. With an Altman Z-Score of 0.38, it sits in the distress. TTM revenue stands at $46.84B. with profit margins at 30.10%.
Frequently asked questions
What is Banco Santander SA ADR's stock price?
Banco Santander SA ADR (SAN) trades at $12.20.
Is Banco Santander SA ADR overvalued?
Smart Value Score 63/100 (Grade C+, Hold).
What is the price target of Banco Santander SA ADR (SAN)?
The analyst target price is $11.72, representing -3.9% downside from the current price of $12.20.
What is the future stock price of SAN by 2030?
Our research-backed model estimates Banco Santander SA ADR could reach $65.04 by 2030, based on analyst consensus, management guidance, and sector analysis.
What is Banco Santander SA ADR's revenue?
TTM revenue is $46.84B.
Piotroski F-Score?
4/9 — moderate financial health.
Altman Z-Score?
0.38 — distress.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - DIVERSIFIED
CountryUSA
ExchangeNYSE
CurrencyUSD
Quick metrics
P/S ratio3.72x
ROE12.70%
Beta0.96
50D MA$11.75
200D MA$10.79
Shares out14.41B
Float14.47B
Short ratio—
Avg volume13.5M
Performance
1 week+1.96%
1 month+5.40%
3 months-4.35%
YTD+3.96%
1 year—
3 years—
5 years—