SAFT
Safety Insurance Group Inc
NASDAQ: SAFT · FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY
$70.85
+2.82% today
Updated 2026-06-05
Market cap
$1.05B
P/E ratio
16.98
P/S ratio
0.83x
EPS (TTM)
$4.23
Dividend yield
5.09%
52W range
$65 – $79
Volume
0.1M
WallStSmart proprietary scores
61
out of 100
Grade: C+
Hold
Investment rating
7.3
Growth
B+7.5
Quality
B+3.5
Profitability
D7.0
Valuation
B+4/9
Piotroski F-Score
Moderate
1.4
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →199 stocks currently score above 75
Price targets
Analyst target
$70.00
-1.20%
12-Month target
$91.04
+28.50%
Intrinsic (DCF)
—
Margin of safety
—
Price chart
Stock snapshot
Strengths
+ Debt/equity 0.07x — low leverage
Risks
- Altman Z 1.37 — distress zone
- Thin margins at 4.94%
- Negative free cash flow $-18.88M
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $785.06M | $925.95M | $1.11B | $1.25B | $1.28B |
| Net income | $46.56M | $18.88M | $70.73M | $99.25M | $-14.32M |
| EPS | — | — | — | — | $4.23 |
| Free cash flow | $42.23M | $50.33M | $124.32M | $191.99M | $-18.88M |
| Profit margin | 5.93% | 2.04% | 6.37% | 7.91% | 4.94% |
Peer comparison
Smart narrative
Safety Insurance Group Inc trades at $70.85. representing a P/E of 16.98x trailing earnings. Our Smart Value Score of 61/100 indicates the stock is good. The company scores 4/9 on the Piotroski F-Score. With an Altman Z-Score of 1.37, it sits in the distress. TTM revenue stands at $1.28B. with profit margins at 4.94%.
Frequently asked questions
What is Safety Insurance Group Inc's stock price?
Safety Insurance Group Inc (SAFT) trades at $70.85, on a P/E of 17.0x and a P/S of 0.8x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is Safety Insurance Group Inc overvalued?
Safety Insurance Group Inc carries a Smart Value Score of 61/100 (Grade C+), which we rate Hold. That score blends growth, quality, and valuation into one read.
What is the price target of Safety Insurance Group Inc (SAFT)?
The 12-month analyst consensus target is $70.00, about 1.2% below the current $70.85. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is Safety Insurance Group Inc's revenue?
Safety Insurance Group Inc's trailing twelve-month revenue is $1.28B. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
Safety Insurance Group Inc's Altman Z-Score is 1.37, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorFINANCIAL SERVICES
IndustryINSURANCE - PROPERTY & CASUALTY
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio0.83x
ROE7.37%
Beta0.23
50D MA$73.06
200D MA$74.18
Shares out0.01B
Float0.01B
Short ratio—
Avg volume0.1M
Performance
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