WallStSmart
RPAY

Repay Holdings Corp

NASDAQ: RPAY · TECHNOLOGY · SOFTWARE - INFRASTRUCTURE

$3.35
+1.92% today

Updated 2026-06-04

Market cap
$297.73M
P/E ratio
P/S ratio
0.95x
EPS (TTM)
$-3.03
Dividend yield
52W range
$2 – $6
Volume
1.7M

Repay Holdings Corp (RPAY) Financial statements

SEC filings — annual and quarterly data.

Profit margin
-83.01%
Operating margin
-3.89%
ROE
-54.12%
ROA
-0.39%
Debt/equity
0.02x

Margin trends — annual

Gross margin Operating margin Profit margin
YearRevenueNet incomeGross marginOp. marginProfit margin
2016$82.30M$-511707.0035.31%2.12%-0.62%
2017$93.95M$9.45M38.69%17.44%10.06%
2018$130.01M$1.52M99.11%-0.89%1.17%
2019$104.60M$-55.29M75.27%-46.09%-52.86%
2020$155.04M$-105.60M73.27%-20.65%-68.11%
2021$219.26M$-50.08M74.69%-24.63%-22.84%
2022$279.23M$12.84M76.78%-16.90%4.60%
2023$296.63M$-110.49M76.50%-37.56%-37.25%
2024$313.04M$-10.16M77.12%-2.48%-3.24%
2025$309.26M$-256.72M75.02%-3.89%-83.01%

Frequently asked questions

What is Repay Holdings Corp's revenue?

Repay Holdings Corp's trailing twelve-month revenue is $312.73M. Revenue is the top line the whole model builds on, and at this scale the question shifts from how fast it grows to whether margins hold as it compounds.

How profitable is RPAY?

In its most recent fiscal year, RPAY ran a gross margin of 75.02%, an operating margin of -3.89%, and a net margin of -83.01%. Margins this high mean most of each extra dollar of revenue drops through to profit, which is the signature of real pricing power.

How much free cash flow does RPAY generate?

RPAY produced $90.83M in free cash flow in its most recent fiscal year. Free cash flow is what is left after running and reinvesting in the business, and it is the cash that actually funds buybacks, dividends, and a stronger balance sheet.

Is RPAY's balance sheet healthy?

RPAY holds $115.69M in cash and equivalents against $280.06M in long-term debt, on $484.43M of shareholder equity. That debt is best read against the cash flow the business throws off each year.