WallStSmart
ROOT

Root Inc

NASDAQ: ROOT · FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY

$55.05
+0.27% today

Updated 2026-05-06

Market cap
$871.01M
P/E ratio
23.33
P/S ratio
0.57x
EPS (TTM)
$2.36
Dividend yield
52W range
$41 – $163
Volume
0.3M

WallStSmart proprietary scores

43
out of 100
Grade: D
Sell
Investment rating
6.7
Growth
B
4.8
Quality
C
4.5
Profitability
C
5.3
Valuation
C+
4/9
Piotroski F-Score
Moderate
-0.4
Altman Z-Score
Distress
Industry rank
View all highly rated stocks (75+) →197 stocks currently score above 75

Price targets

Analyst target
$68.50
+24.43%
12-Month target
$37.68
-31.55%
Intrinsic (DCF)
Margin of safety
1 Strong Buy1 Buy4 Hold0 Sell0 Strong Sell

Price chart

Stock snapshot

Strengths
+ Free cash flow $65.90M — positive
+ Revenue growth 21.50% QoQ
Risks
- Altman Z -0.39 — distress zone
- Thin margins at 2.53%

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$310.80M$455.00M$1.18B$1.52B$1.52B
Net income$-297.70M$-147.40M$30.90M$40.30M$5.30M
EPS$2.36
Free cash flow$-220.70M$-43.00M$183.90M$192.40M$65.90M
Profit margin-95.79%-32.40%2.63%2.66%2.53%

Recent insider activity

DateInsiderTypeSharesPrice
2026-04-07ALLISON, JONATHANSale1,706$44.35
2026-04-02ALLISON, JONATHANSale4,112$42.33
2026-04-01TIMM, ALEXANDER E.Sale62,969

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
ROOT$871.01M436.74.55.34.8Hold
BRK-A$1.02T596.76.55.08.5Buy
BRK-B$1.02T626.76.55.08.0Buy
JPM$824.35B738.08.05.75.5Strong Buy
V$623.83B728.710.05.05.5Strong Buy
MA$445.98B708.010.05.06.0Strong Buy

Smart narrative

Root Inc trades at $55.05. representing a P/E of 23.33x trailing earnings. Our Smart Value Score of 43/100 indicates the stock is fair. The company scores 4/9 on the Piotroski F-Score. With an Altman Z-Score of -0.39, it sits in the distress. TTM revenue stands at $1.52B. with profit margins at 2.53%.

Frequently asked questions

What is Root Inc's stock price?
Root Inc (ROOT) trades at $55.05.
Is Root Inc overvalued?
Smart Value Score 43/100 (Grade D, Sell).
What is the price target of Root Inc (ROOT)?
The analyst target price is $68.50, representing +24.4% upside from the current price of $55.05.
What is the future stock price of ROOT by 2030?
Our revenue-driven model estimates Root Inc could reach $115.55 by 2030, based on historical CAGR, margin trends, and capped P/E multiples.
What is Root Inc's revenue?
TTM revenue is $1.52B.
Piotroski F-Score?
4/9 — moderate financial health.
Altman Z-Score?
-0.39 — distress.

Company info

SectorFINANCIAL SERVICES
IndustryINSURANCE - PROPERTY & CASUALTY
CountryUSA
ExchangeNASDAQ
CurrencyUSD

Quick metrics

P/S ratio0.57x
ROE11.30%
Beta2.95
50D MA$49.30
200D MA$75.66
Shares out0.01B
Float0.01B
Short ratio
Avg volume0.3M

Performance

1 week+1.22%
1 month+17.15%
3 months-14.16%
YTD-27.26%
1 year
3 years
5 years