ROOT
Root Inc
NASDAQ: ROOT · FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY
$56.63
+1.71% today
Updated 2026-06-05
Market cap
$868.86M
P/E ratio
16.24
P/S ratio
0.56x
EPS (TTM)
$3.38
Dividend yield
—
52W range
$41 – $143
Volume
0.3M
WallStSmart proprietary scores
57
out of 100
Grade: C+
Hold
Investment rating
8.7
Growth
A4.8
Quality
C5.5
Profitability
C+6.0
Valuation
B3/9
Piotroski F-Score
Weak
0.4
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →199 stocks currently score above 75
Price targets
Analyst target
$79.80
+40.91%
12-Month target
$37.68
-33.46%
Intrinsic (DCF)
—
Margin of safety
—
1 Strong Buy1 Buy4 Hold0 Sell0 Strong Sell
Price chart
Stock snapshot
Strengths
+ Free cash flow $5.80M — positive
+ Revenue growth 12.60% QoQ
+ Debt/equity 0.46x — low leverage
Risks
- Piotroski 3/9 — weak financial health
- Altman Z 0.39 — distress zone
- Thin margins at 3.52%
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $310.80M | $455.00M | $1.18B | $1.52B | $1.56B |
| Net income | $-297.70M | $-147.40M | $30.90M | $40.30M | $35.90M |
| EPS | — | — | — | — | $3.38 |
| Free cash flow | $-220.70M | $-43.00M | $183.90M | $192.40M | $5.80M |
| Profit margin | -95.79% | -32.40% | 2.63% | 2.66% | 3.52% |
Recent insider activity
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-06-03 | ULMAN, DOUG | Buy | 2,864 | — |
| 2026-06-03 | SZUDAREK, JULIE | Buy | 2,864 | — |
| 2026-06-03 | KRAMER, NANCY J | Buy | 2,864 | — |
Peer comparison
Smart narrative
Root Inc trades at $56.63. representing a P/E of 16.24x trailing earnings. Our Smart Value Score of 57/100 indicates the stock is fair. The company scores 3/9 on the Piotroski F-Score. With an Altman Z-Score of 0.39, it sits in the distress. TTM revenue stands at $1.56B. with profit margins at 3.52%.
Frequently asked questions
What is Root Inc's stock price?
Root Inc (ROOT) trades at $56.63, on a P/E of 16.2x and a P/S of 0.6x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is Root Inc overvalued?
Root Inc carries a Smart Value Score of 57/100 (Grade C+), which we rate Hold. That score blends growth, quality, and valuation into one read.
What is the price target of Root Inc (ROOT)?
The 12-month analyst consensus target is $79.80, about 40.9% above the current $56.63. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is the future stock price of ROOT by 2030?
Our research-backed model puts the 2030 base case at $115.55, built from revenue projections, a growth-adjusted P/S multiple, net debt, and share dilution. It is a scenario rather than a prediction, and the bull and bear cases around it matter more than the single number when you are sizing a position.
What is Root Inc's revenue?
Root Inc's trailing twelve-month revenue is $1.56B. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
Root Inc's Altman Z-Score is 0.39, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorFINANCIAL SERVICES
IndustryINSURANCE - PROPERTY & CASUALTY
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio0.56x
ROE13.20%
Beta2.86
50D MA$53.47
200D MA$68.29
Shares out0.01B
Float0.01B
Short ratio—
Avg volume0.3M
Performance
1 week+0.00%
1 month-7.45%
3 months+17.44%
YTD-25.88%
1 year—
3 years—
5 years—