RM
Regional Management Corp
NYSE: RM · FINANCIAL SERVICES · CREDIT SERVICES
$38.52
-2.03% today
Updated 2026-04-29
Market cap
$369.49M
P/E ratio
8.84
P/S ratio
0.59x
EPS (TTM)
$4.45
Dividend yield
3.02%
52W range
$25 – $45
Volume
0.1M
WallStSmart proprietary scores
77
out of 100
Grade: B+
Buy
Investment rating
7.3
Growth
B+5.0
Quality
C+6.0
Profitability
B7.7
Valuation
B+—/9
Piotroski F-Score
—
—
Altman Z-Score
—
—
Industry rank
—
View all highly rated stocks (75+) →200 stocks currently score above 75
Price targets
Analyst target
$47.00
+22.01%
12-Month target
$39.22
+1.82%
Intrinsic (DCF)
—
Margin of safety
—
0 Strong Buy2 Buy2 Hold0 Sell0 Strong Sell
Price chart
X-Ray snapshot
Strengths
+ Free cash flow $78.61M — positive
Risks
No major risks identified
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $507.19M | $551.40M | $588.50M | $645.57M | $624.52M |
| Net income | $51.22M | $15.96M | $41.23M | $44.41M | $12.91M |
| EPS | — | — | — | — | $4.45 |
| Free cash flow | $212.92M | $237.10M | $263.87M | $304.31M | $78.61M |
| Profit margin | 10.10% | 2.89% | 7.01% | 6.88% | 7.11% |
Peer comparison
Smart narrative
Regional Management Corp trades at $38.52. representing a P/E of 8.84x trailing earnings. Our Smart Value Score of 77/100 indicates the stock is good. TTM revenue stands at $624.52M. with profit margins at 7.11%.
Frequently asked questions
What is Regional Management Corp's stock price?
Regional Management Corp (RM) trades at $38.52.
Is Regional Management Corp overvalued?
Smart Value Score 77/100 (Grade B+, Buy).
What is the price target of Regional Management Corp (RM)?
The analyst target price is $47.00, representing +22.0% upside from the current price of $38.52.
What is Regional Management Corp's revenue?
TTM revenue is $624.52M.
Company info
SectorFINANCIAL SERVICES
IndustryCREDIT SERVICES
CountryUSA
ExchangeNYSE
CurrencyUSD
Quick metrics
P/S ratio0.59x
ROE12.20%
Beta1.02
50D MA$34.30
200D MA$37.28
Shares out0.01B
Float0.01B
Short ratio—
Avg volume0.1M
Performance
1 week—
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YTD—
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