RM
Regional Management Corp
NYSE: RM · FINANCIAL SERVICES · CREDIT SERVICES
$32.99
+0.73% today
Updated 2026-09-11
Market cap
$310.73M
P/E ratio
7.09
P/S ratio
0.48x
EPS (TTM)
$4.75
Dividend yield
3.62%
52W range
$30 – $44
Volume
0.1M
WallStSmart proprietary scores
67
out of 100
Grade: B
Buy
Investment rating
4.7
Growth
C6.0
Quality
B6.0
Profitability
B7.7
Valuation
B+4/9
Piotroski F-Score
Moderate
1.8
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →251 stocks currently score above 75
Price targets
Analyst target
$43.83
+32.86%
12-Month target
$39.22
+18.88%
Intrinsic (DCF)
—
Margin of safety
—
1 Strong Buy2 Buy1 Hold0 Sell0 Strong Sell
Price chart
Stock snapshot
Strengths
+ Free cash flow $79.07M — positive
Risks
- Altman Z 1.76 — distress zone
- Debt/equity 4.54x — high leverage
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $507.19M | $551.40M | $588.50M | $645.57M | $647.84M |
| Net income | $51.22M | $15.96M | $41.23M | $44.41M | $8.15M |
| EPS | — | — | — | — | $4.75 |
| Free cash flow | $212.92M | $237.10M | $263.87M | $291.99M | $79.07M |
| Profit margin | 10.10% | 2.89% | 7.01% | 6.88% | 7.23% |
Recent insider activity
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-09-02 | BASSWOOD, CAPITAL MANAGEMENT, L.L.C. | Buy | 23,764 | $33.10 |
| 2026-09-01 | BASSWOOD, CAPITAL MANAGEMENT, L.L.C. | Buy | 4,064 | $31.86 |
| 2026-09-01 | BASSWOOD, CAPITAL MANAGEMENT, L.L.C. | Sale | 1,159 | $31.65 |
Peer comparison
Smart narrative
Regional Management Corp trades at $32.99. representing a P/E of 7.09x trailing earnings. Our Smart Value Score of 67/100 indicates the stock is good. The company scores 4/9 on the Piotroski F-Score. With an Altman Z-Score of 1.76, it sits in the distress. TTM revenue stands at $647.84M. with profit margins at 7.23%.
Frequently asked questions
What is Regional Management Corp's stock price?
Regional Management Corp (RM) trades at $32.99, on a P/E of 7.1x and a P/S of 0.5x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is Regional Management Corp overvalued?
Regional Management Corp carries a Smart Value Score of 67/100 (Grade B), which we rate Buy. That score blends growth, quality, and valuation into one read.
What is the price target of Regional Management Corp (RM)?
The 12-month analyst consensus target is $43.83, about 32.9% above the current $32.99. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is Regional Management Corp's revenue?
Regional Management Corp's trailing twelve-month revenue is $647.84M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
Regional Management Corp's Altman Z-Score is 1.76, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorFINANCIAL SERVICES
IndustryCREDIT SERVICES
CountryUSA
ExchangeNYSE
CurrencyUSD
Quick metrics
P/S ratio0.48x
ROE12.99%
Beta0.99
50D MA$37.17
200D MA$36.40
Shares out0.01B
Float0.01B
Short ratio—
Avg volume0.1M
Performance
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