WallStSmart
RLI

RLI Corp

NYSE: RLI · FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY

$68.35
-1.97% today

Updated 2026-11-06

Market cap
$5.93B
P/E ratio
15.10
P/S ratio
3.05x
EPS (TTM)
$4.28
Dividend yield
1.07%
52W range
$47 – $67
Volume
0.8M

WallStSmart proprietary scores

58
out of 100
Grade: C+
Hold
Investment rating
2.7
Growth
F
5.5
Quality
C+
7.5
Profitability
B+
5.7
Valuation
C+
4/9
Piotroski F-Score
Moderate
1.0
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →251 stocks currently score above 75

Price targets

Analyst target
$58.25
-14.78%
12-Month target
$58.71
-14.10%
Intrinsic (DCF)
—
Margin of safety
—
1 Strong Buy0 Buy5 Hold2 Sell0 Strong Sell

Price chart

Stock snapshot

Strengths
+ Profit margin 20.30% — above average
+ ROE 21.99% — strong efficiency
+ Free cash flow $192.36M — positive
+ Debt/equity 0.18x — low leverage
Risks
- Altman Z 0.99 — distress zone
- Revenue declining -6.30% QoQ

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$1.70B$1.51B$1.77B$1.88B$1.94B
Net income$583.41M$304.61M$345.78M$403.34M$81.01M
EPS————$4.28
Free cash flow$244.56M$458.34M$555.51M$608.70M$192.36M
Profit margin34.36%20.15%19.53%21.43%20.30%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
RLI$5.93B582.77.55.75.5—Buy
BRK-A$1.16T747.37.55.08.5—Strong Buy
BRK-B$1.16T747.37.55.08.5—Strong Buy
JPM$895.04B737.38.06.33.0—Strong Buy
V$773.00B707.310.04.35.5—Strong Buy
MA$555.82B707.310.04.35.5—Strong Buy

Smart narrative

RLI Corp trades at $68.35. representing a P/E of 15.10x trailing earnings. Our Smart Value Score of 58/100 indicates the stock is fair. The company scores 4/9 on the Piotroski F-Score. With an Altman Z-Score of 0.99, it sits in the distress. TTM revenue stands at $1.94B. with profit margins at 20.30%.

Frequently asked questions

What is RLI Corp's stock price?

RLI Corp (RLI) trades at $68.35, on a P/E of 15.1x and a P/S of 3.1x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.

Is RLI Corp overvalued?

RLI Corp carries a Smart Value Score of 58/100 (Grade C+), which we rate Hold. That score blends growth, quality, and valuation into one read.

What is the price target of RLI Corp (RLI)?

The 12-month analyst consensus target is $58.25, about 14.8% below the current $68.35. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.

What is RLI Corp's revenue?

RLI Corp's trailing twelve-month revenue is $1.94B. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.

Altman Z-Score?

RLI Corp's Altman Z-Score is 0.99, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.

Company info

SectorFINANCIAL SERVICES
IndustryINSURANCE - PROPERTY & CASUALTY
CountryUSA
ExchangeNYSE
CurrencyUSD

Quick metrics

P/S ratio3.05x
ROE21.99%
Beta0.32
50D MA$60.65
200D MA$58.57
Shares out0.09B
Float0.08B
Short ratio—
Avg volume0.8M

Performance

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