REFI
Chicago Atlantic Real Estate Finance Inc
NASDAQ: REFI · REAL ESTATE · REIT - MORTGAGE
$12.25
+2.42% today
Updated 2026-05-05
Market cap
$259.79M
P/E ratio
7.29
P/S ratio
4.75x
EPS (TTM)
$1.68
Dividend yield
15.70%
52W range
$11 – $13
Volume
0.2M
Chicago Atlantic Real Estate Finance Inc (REFI) Earnings
Quarterly earnings history, analyst estimates, and stock price reaction.
EPS beat streak
2 of 8
Last 8 quarters
Avg EPS surprise
-10.1%
Last 4 quarters
Revenue YoY growth
+15.6%
Most recent quarter
EPS YoY growth
-2.6%
Most recent quarter
Earnings surprise history (last 12 quarters)
Beat estimate Missed estimate
Quarterly EPS and revenue trend
Quarterly revenue EPS (diluted)
How the stock reacts to earnings
Avg 1-day reaction
-0.9%
Last 2 reports
Positive reaction rate
0%
0 of 2 quarters
Largest single-day move
-1.5%
2025-11-04
| Report date | EPS actual | Surprise | Close before | Close after | 1-day reaction |
|---|---|---|---|---|---|
| 2026-03-18 | $0.38 | -16.7% | $12.48 | $12.44 | -0.3% |
| 2025-11-04 | $0.42 | -12.5% | $13.08 | $12.89 | -1.5% |
Quarterly earnings history
| Fiscal quarter ending | EPS estimate | EPS actual | Surprise | Revenue | YoY revenue |
|---|---|---|---|---|---|
| 2025-12-31 | $0.46 | $0.38 | -16.7% | $16.08M | +15.6% |
| 2025-09-30 | $0.48 | $0.42 | -12.5% | $13.69M | -5.4% |
| 2025-06-30 | $0.50 | $0.41 | -18.0% | $14.59M | +10.7% |
| 2025-03-31 | $0.44 | $0.47 | +6.8% | $13.04M | -1.5% |
| 2024-12-31 | $0.56 | $0.39 | -30.4% | $13.90M | -7.9% |
| 2024-09-30 | $0.48 | $0.56 | +16.7% | $14.46M | +4.6% |
| 2024-06-30 | $0.51 | $0.46 | -9.8% | $13.18M | -3.5% |
| 2024-03-31 | $0.53 | $0.47 | -11.3% | $13.24M | -10.6% |
| 2023-12-31 | $0.51 | $0.51 | +0.0% | $15.09M | — |
| 2023-09-30 | $0.53 | $0.54 | +1.9% | $13.82M | — |
| 2023-06-30 | $0.54 | $0.47 | -13.0% | $13.66M | — |
| 2023-03-31 | $0.50 | $0.60 | +20.0% | $14.81M | — |
Frequently asked questions
Has Chicago Atlantic Real Estate Finance Inc beaten earnings estimates?
Chicago Atlantic Real Estate Finance Inc has beaten Wall Street EPS estimates in 2 of its last 8 quarterly reports, with an average EPS surprise of -10.1% over the last 4 quarters.
How does REFI stock react to earnings?
REFI stock has moved an average of -0.9% in the trading day following earnings over its last 2 reports, with positive reactions in 0% of those quarters.
What is Chicago Atlantic Real Estate Finance Inc's revenue growth rate?
Chicago Atlantic Real Estate Finance Inc reported year-over-year revenue growth of +15.6% in its most recent quarter, with EPS growing -2.6% year-over-year.