WallStSmart
RBCA

Republic Bancorp Inc

NASDAQ: RBCAA · FINANCIAL SERVICES · BANKS - REGIONAL

$76.17
+0.38% today

Updated 2026-06-05

Market cap
$1.59B
P/E ratio
12.49
P/S ratio
4.26x
EPS (TTM)
$6.48
Dividend yield
2.30%
52W range
$63 – $82
Volume
0.1M

WallStSmart proprietary scores

56
out of 100
Grade: C+
Hold
Investment rating
4.0
Growth
C
7.3
Quality
B+
7.5
Profitability
B+
6.3
Valuation
B
5/9
Piotroski F-Score
Moderate
Altman Z-Score
Industry rank
View all highly rated stocks (75+) →202 stocks currently score above 75

Price targets

Analyst target
$80.00
+5.03%
12-Month target
$82.43
+8.22%
Intrinsic (DCF)
Margin of safety

Price chart

Stock snapshot

Strengths
+ Profit margin 34.00% — above average
+ Free cash flow $68.09M — positive
+ Debt/equity 0.42x — low leverage
Risks
- Revenue declining -11.30% QoQ

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$316.22M$421.56M$499.79M$521.34M$372.51M
Net income$91.11M$90.37M$101.37M$131.32M$42.57M
EPS$6.48
Free cash flow$151.29M$101.64M$143.19M$161.11M$68.09M
Profit margin28.81%21.44%20.28%25.19%34.00%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
RBCAA$1.59B564.07.56.37.3Buy
BRK-B$1.02T626.76.55.08.0Buy
BRK-A$1.02T616.76.55.07.0Buy
JPM$806.43B738.08.05.73.0Strong Buy
V$603.46B748.710.05.75.5Strong Buy
MA$422.07B708.010.05.05.5Strong Buy

Smart narrative

Republic Bancorp Inc trades at $76.17. representing a P/E of 12.49x trailing earnings. Our Smart Value Score of 56/100 indicates the stock is fair. The company scores 5/9 on the Piotroski F-Score. TTM revenue stands at $372.51M. with profit margins at 34.00%.

Frequently asked questions

What is Republic Bancorp Inc's stock price?

Republic Bancorp Inc (RBCAA) trades at $76.17, on a P/E of 12.5x and a P/S of 4.3x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.

Is Republic Bancorp Inc overvalued?

Republic Bancorp Inc carries a Smart Value Score of 56/100 (Grade C+), which we rate Hold. That score blends growth, quality, and valuation into one read.

What is the price target of Republic Bancorp Inc (RBCAA)?

The 12-month analyst consensus target is $80.00, about 5.0% above the current $76.17. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.

What is Republic Bancorp Inc's revenue?

Republic Bancorp Inc's trailing twelve-month revenue is $372.51M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.

Company info

SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD

Quick metrics

P/S ratio4.26x
ROE11.70%
Beta0.58
50D MA$74.57
200D MA$71.96
Shares out0.02B
Float0.01B
Short ratio
Avg volume0.1M

Performance

1 week
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YTD
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