WallStSmart
QTWO

Q2 Holdings

NYSE: QTWO · TECHNOLOGY · SOFTWARE - APPLICATION

$60.42
+1.99% today

Updated 2026-07-29

Market cap
$3.48B
P/E ratio
49.19
P/S ratio
4.24x
EPS (TTM)
$1.13
Dividend yield
52W range
$41 – $93
Volume
0.8M

WallStSmart proprietary scores

51
out of 100
Grade: C
Hold
Investment rating
8.0
Growth
A
4.0
Quality
C
6.0
Profitability
B
3.7
Valuation
D
4/9
Piotroski F-Score
Moderate
0.8
Altman Z-Score
Distress
Industry rank
View all highly rated stocks (75+) →206 stocks currently score above 75

Price targets

Analyst target
$72.18
+19.46%
12-Month target
$28.88
-52.20%
Intrinsic (DCF)
Margin of safety
3 Strong Buy7 Buy2 Hold0 Sell0 Strong Sell

Price chart

Stock snapshot

Strengths
+ Free cash flow $49.72M — positive
+ Revenue growth 14.10% QoQ
Risks
- Altman Z 0.76 — distress zone
- P/E 49.19x — expensive valuation

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$565.67M$624.62M$696.46M$794.81M$821.58M
Net income$-108.98M$-65.38M$-38.54M$52.01M$26.64M
EPS$1.13
Free cash flow$6.50M$39.65M$129.06M$194.65M$49.72M
Profit margin-19.27%-10.47%-5.53%6.54%8.99%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
QTWO$3.48B518.06.03.74.0Buy
NVDA$5.01T806.05.54.78.5-65.14%Exceptional Buy
AAPL$4.79T676.710.03.76.5Strong Buy
MSFT$2.90T728.09.54.76.5-82.94%Strong Buy
TSM$2.07T849.310.07.39.0+56.29%Exceptional Buy
AVGO$1.89T8010.09.55.77.0Exceptional Buy

Smart narrative

Q2 Holdings trades at $60.42. representing a P/E of 49.19x trailing earnings. Our Smart Value Score of 51/100 indicates the stock is fair. The company scores 4/9 on the Piotroski F-Score. With an Altman Z-Score of 0.76, it sits in the distress. TTM revenue stands at $821.58M. with profit margins at 8.99%.

Frequently asked questions

What is Q2 Holdings's stock price?

Q2 Holdings (QTWO) trades at $60.42, on a P/E of 49.2x and a P/S of 4.2x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.

Is Q2 Holdings overvalued?

Q2 Holdings carries a Smart Value Score of 51/100 (Grade C), which we rate Hold. That score blends growth, quality, and valuation into one read.

What is the price target of Q2 Holdings (QTWO)?

The 12-month analyst consensus target is $72.18, about 19.5% above the current $60.42. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.

What is Q2 Holdings's revenue?

Q2 Holdings's trailing twelve-month revenue is $821.58M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.

Altman Z-Score?

Q2 Holdings's Altman Z-Score is 0.76, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.

Company info

SectorTECHNOLOGY
IndustrySOFTWARE - APPLICATION
CountryUSA
ExchangeNYSE
CurrencyUSD

Quick metrics

P/S ratio4.24x
ROE12.08%
Beta1.33
50D MA$47.61
200D MA$57.40
Shares out0.06B
Float0.06B
Short ratio
Avg volume0.8M

Performance

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