PYPL
PayPal Holdings Inc
NASDAQ: PYPL · FINANCIAL SERVICES · CREDIT SERVICES
$41.53
+0.70% today
Updated 2026-06-12
Market cap
$36.63B
P/E ratio
7.79
P/S ratio
1.09x
EPS (TTM)
$5.33
Dividend yield
1.02%
52W range
$38 – $79
Volume
14.5M
WallStSmart proprietary scores
72
out of 100
Grade: B
Buy
Investment rating
4.7
Growth
C6.5
Quality
B8.0
Profitability
A7.7
Valuation
B+6/9
Piotroski F-Score
Moderate
1.7
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →202 stocks currently score above 75
Price targets
Analyst target
$63.65
+53.26%
12-Month target
$44.37
+6.84%
Intrinsic (DCF)
—
Margin of safety
—
3 Strong Buy5 Buy32 Hold4 Sell0 Strong Sell
Price chart
Stock snapshot
Strengths
+ ROE 25.26% — strong efficiency
+ Free cash flow $911.00M — positive
+ Debt/equity 0.47x — low leverage
Risks
- Altman Z 1.66 — distress zone
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM | 2026 (E) |
|---|---|---|---|---|---|---|
| Revenue | $27.52B | $29.77B | $31.80B | $33.17B | $33.73B | $34.8B |
| Net income | $2.42B | $4.25B | $4.15B | $5.23B | $1.11B | — |
| EPS | — | — | — | — | $5.33 | $5.42 |
| Free cash flow | $5.11B | $4.22B | $6.77B | $5.56B | $911.00M | — |
| Profit margin | 8.79% | 14.26% | 13.04% | 15.78% | 15.00% | — |
Recent insider activity
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-06-03 | NATALI, CHRIS | Sale | 552 | $42.65 |
| 2026-06-03 | KEREERE, SUZAN | Sale | 3,379 | $42.79 |
| 2026-06-03 | KELLER, FRANK | Sale | 4,612 | $42.54 |
Peer comparison
Smart narrative
PayPal Holdings Inc trades at $41.53. representing a P/E of 7.79x trailing earnings. Our Smart Value Score of 72/100 indicates the stock is good. The company scores 6/9 on the Piotroski F-Score. With an Altman Z-Score of 1.66, it sits in the distress. TTM revenue stands at $33.73B. with profit margins at 15.00%.
Frequently asked questions
What is PayPal Holdings Inc's stock price?
PayPal Holdings Inc (PYPL) trades at $41.53, on a P/E of 7.8x and a P/S of 1.1x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is PayPal Holdings Inc overvalued?
PayPal Holdings Inc carries a Smart Value Score of 72/100 (Grade B), which we rate Buy. That score blends growth, quality, and valuation into one read.
What is the price target of PayPal Holdings Inc (PYPL)?
The 12-month analyst consensus target is $63.65, about 53.3% above the current $41.53. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is the future stock price of PYPL by 2030?
Our research-backed model puts the 2030 base case at $550.31, built from revenue projections, a growth-adjusted P/S multiple, net debt, and share dilution. It is a scenario rather than a prediction, and the bull and bear cases around it matter more than the single number when you are sizing a position.
What is PayPal Holdings Inc's revenue?
PayPal Holdings Inc's trailing twelve-month revenue is $33.73B, and our model projects it reaching about $42.60B by 2030. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
PayPal Holdings Inc's Altman Z-Score is 1.66, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorFINANCIAL SERVICES
IndustryCREDIT SERVICES
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio1.09x
ROE25.26%
Beta1.34
50D MA$46.08
200D MA$55.41
Shares out0.88B
Float0.88B
Short ratio—
Avg volume14.5M
Performance
1 week+0.00%
1 month-6.72%
3 months-7.74%
YTD-29.27%
1 year—
3 years—
5 years—