PROV
Provident Financial Holdings Inc
NASDAQ: PROV · FINANCIAL SERVICES · BANKS - REGIONAL
$17.16
-0.23% today
Updated 2026-04-30
Market cap
$109.27M
P/E ratio
17.31
P/S ratio
2.68x
EPS (TTM)
$0.99
Dividend yield
3.29%
52W range
$14 – $17
Volume
0.0M
WallStSmart proprietary scores
65
out of 100
Grade: B
Buy
Investment rating
8.0
Growth
A5.0
Quality
C+6.0
Profitability
B5.0
Valuation
C+—/9
Piotroski F-Score
—
—
Altman Z-Score
—
—
Industry rank
—
View all highly rated stocks (75+) →200 stocks currently score above 75
Price targets
Analyst target
$16.00
-6.76%
12-Month target
$20.01
+16.61%
Intrinsic (DCF)
—
Margin of safety
—
0 Strong Buy1 Buy0 Hold0 Sell0 Strong Sell
Price chart
X-Ray snapshot
Strengths
+ Free cash flow $1.18M — positive
+ Revenue growth 10.90% QoQ
Risks
No major risks identified
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $39.45M | $41.06M | $58.67M | $60.16M | $40.80M |
| Net income | $9.09M | $8.59M | $7.35M | $6.25M | $1.44M |
| EPS | — | — | — | — | $0.99 |
| Free cash flow | $11.63M | $15.58M | $4.10M | $8.15M | $1.18M |
| Profit margin | 23.05% | 20.93% | 12.53% | 10.40% | 16.20% |
Peer comparison
Smart narrative
Provident Financial Holdings Inc trades at $17.16. representing a P/E of 17.31x trailing earnings. Our Smart Value Score of 65/100 indicates the stock is good. TTM revenue stands at $40.80M. with profit margins at 16.20%.
Frequently asked questions
What is Provident Financial Holdings Inc's stock price?
Provident Financial Holdings Inc (PROV) trades at $17.16.
Is Provident Financial Holdings Inc overvalued?
Smart Value Score 65/100 (Grade B, Buy).
What is the price target of Provident Financial Holdings Inc (PROV)?
The analyst target price is $16.00, representing -6.8% downside from the current price of $17.16.
What is Provident Financial Holdings Inc's revenue?
TTM revenue is $40.80M.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio2.68x
ROE5.15%
Beta0.28
50D MA$16.40
200D MA$15.85
Shares out0.01B
Float0.00B
Short ratio—
Avg volume0.0M
Performance
1 week—
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YTD—
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3 years—
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