PRI
Primerica Inc
NYSE: PRI · FINANCIAL SERVICES · INSURANCE - LIFE
$279.77
-0.37% today
Updated 2026-04-29
Market cap
$8.86B
P/E ratio
12.21
P/S ratio
2.64x
EPS (TTM)
$22.91
Dividend yield
1.54%
52W range
$229 – $286
Volume
0.2M
Primerica Inc (PRI) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $2.39B | $2.20B | $2.22B | $1.36B | $1.10B | $1.19B | $1.27B | $1.34B | $1.41B | $1.52B | $1.69B | $1.90B | $2.05B | $2.22B | $2.71B | $2.66B | $2.75B | $3.09B | $3.23B |
| Revenue growth (YoY) | — | -8.1% | +1.1% | -38.7% | -19.0% | +7.9% | +6.4% | +5.7% | +4.9% | +8.1% | +11.2% | +12.5% | +8.0% | +8.0% | +22.2% | -1.9% | +3.4% | +12.4% | +4.4% |
| Cost of revenue | $1.46B | $1.08B | $981.56M | $798.91M | $666.26M | $164.72M | $187.21M | $174.36M | $174.36M | $181.62M | $189.30M | $229.61M | $1.31B | $1.44B | $1.65B | $1.62B | $1.65B | $25.03M | $628.54M |
| Gross profit | $2.39B | $1.11B | $1.24B | $562.95M | $436.83M | $1.03B | $1.08B | $1.17B | $1.23B | $1.34B | $1.50B | $1.67B | $743.07M | $780.76M | $1.06B | $1.03B | $1.10B | $3.09B | $2.60B |
| Gross margin | 100.0% | 50.7% | 55.8% | 41.3% | 39.6% | 86.2% | 85.2% | 87.0% | 87.6% | 88.0% | 88.8% | 87.9% | 36.2% | 35.2% | 39.0% | 38.9% | 40.1% | 100.0% | 80.5% |
| R&D | — | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — | — | — |
| SG&A | $694.95M | $1.08B | $749.03M | — | $0.00 | $90.89M | $103.89M | $113.87M | $123.03M | $132.35M | $147.28M | $168.16M | $178.82M | $188.12M | $202.60M | $235.41M | $235.46M | $573.25M | $263.47M |
| Operating income | $913.17M | $353.04M | $759.96M | $361.47M | $243.91M | $299.99M | $286.22M | $179.83M | $179.83M | $219.41M | $408.01M | $444.89M | $477.11M | $506.73M | $643.53M | $718.66M | $771.74M | $1.03B | $974.56M |
| Operating margin | 38.2% | 16.1% | 34.2% | 26.5% | 22.1% | 25.2% | 22.6% | 13.4% | 12.8% | 14.4% | 24.2% | 23.4% | 23.2% | 22.9% | 23.7% | 27.0% | 28.1% | 33.2% | 30.2% |
| EBITDA | $925.59M | $365.97M | $770.30M | $392.40M | $282.61M | $309.49M | $290.83M | $179.83M | $348.53M | $399.76M | $1.48B | $1.62B | $524.22M | $553.27M | $703.98M | $780.07M | $830.30M | $962.65M | $1.02B |
| EBITDA margin | 38.7% | 16.7% | 34.7% | 28.8% | 25.6% | 26.0% | 22.9% | 13.4% | 24.8% | 26.3% | 87.4% | 85.5% | 25.5% | 24.9% | 26.0% | 29.4% | 30.2% | 31.2% | 31.5% |
| EBIT | $913.17M | $353.04M | $759.96M | $382.34M | $271.88M | $299.39M | $280.02M | $167.57M | $337.54M | $385.17M | $1.46B | $1.61B | $505.92M | $535.57M | $674.15M | $745.89M | $798.33M | $1.00B | $998.52M |
| Interest expense | $0.00 | $0.00 | $0.00 | $20.87M | $27.97M | $33.10M | $35.02M | $34.57M | $33.51M | $28.69M | $28.49M | $28.81M | $28.81M | $28.84M | $30.62M | $27.24M | $26.59M | $25.03M | $23.96M |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $593.63M | $167.68M | $494.59M | $232.46M | $157.19M | $173.81M | $162.72M | $181.41M | $189.87M | $219.41M | $350.25M | $324.09M | $366.39M | $386.16M | $477.36M | $472.07M | $576.60M | $470.52M | $751.23M |
| Net income growth (YoY) | — | -71.8% | +195.0% | -53.0% | -32.4% | +10.6% | -6.4% | +11.5% | +4.7% | +15.6% | +59.6% | -7.5% | +13.1% | +5.4% | +23.6% | -1.1% | +22.1% | -18.4% | +59.7% |
| Profit margin | 24.8% | 7.6% | 22.3% | 17.1% | 14.3% | 14.6% | 12.8% | 13.5% | 13.5% | 14.4% | 20.7% | 17.1% | 17.9% | 17.4% | 17.6% | 17.8% | 21.0% | 15.2% | 23.3% |