PNFP
Pinnacle Financial Partners, Inc.
NYSE: PNFP · FINANCIAL SERVICES · BANKS - REGIONAL
$96.53
-0.08% today
Updated 2026-06-05
Market cap
$14.56B
P/E ratio
13.40
P/S ratio
5.51x
EPS (TTM)
$7.19
Dividend yield
1.30%
52W range
$81 – $119
Volume
1.3M
WallStSmart proprietary scores
70
out of 100
Grade: B
Buy
Investment rating
7.3
Growth
B+4.5
Quality
C6.5
Profitability
B6.3
Valuation
B5/9
Piotroski F-Score
Moderate
0.3
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →202 stocks currently score above 75
Price targets
Analyst target
$116.53
+20.72%
12-Month target
$84.23
-12.74%
Intrinsic (DCF)
—
Margin of safety
—
4 Strong Buy10 Buy5 Hold0 Sell0 Strong Sell
Price chart
Stock snapshot
Strengths
+ Profit margin 24.70% — above average
+ Free cash flow $911.00M — positive
+ Revenue growth 156.40% QoQ
+ Debt/equity 0.41x — low leverage
Risks
- Altman Z 0.34 — distress zone
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $1.55B | $2.47B | $2.85B | $2.92B | $2.64B |
| Net income | $560.74M | $562.15M | $475.06M | $642.10M | $150.00M |
| EPS | — | — | — | — | $7.19 |
| Free cash flow | $540.58M | $400.15M | $807.29M | $665.18M | $911.00M |
| Profit margin | 36.19% | 22.72% | 16.65% | 21.97% | 24.70% |
Recent insider activity
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-01-02 | THOMPSON, G KENNEDY | Sale | 20,000 | — |
| 2026-01-01 | TURNER, M TERRY | Sale | 287,362 | — |
| 2026-01-01 | TURNER, M TERRY | Sale | 34,605 | — |
Peer comparison
Smart narrative
Pinnacle Financial Partners, Inc. trades at $96.53. representing a P/E of 13.40x trailing earnings. Our Smart Value Score of 70/100 indicates the stock is good. The company scores 5/9 on the Piotroski F-Score. With an Altman Z-Score of 0.34, it sits in the distress. TTM revenue stands at $2.64B. with profit margins at 24.70%.
Frequently asked questions
What is Pinnacle Financial Partners, Inc.'s stock price?
Pinnacle Financial Partners, Inc. (PNFP) trades at $96.53, on a P/E of 13.4x and a P/S of 5.5x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is Pinnacle Financial Partners, Inc. overvalued?
Pinnacle Financial Partners, Inc. carries a Smart Value Score of 70/100 (Grade B), which we rate Buy. That score blends growth, quality, and valuation into one read.
What is the price target of Pinnacle Financial Partners, Inc. (PNFP)?
The 12-month analyst consensus target is $116.53, about 20.7% above the current $96.53. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is Pinnacle Financial Partners, Inc.'s revenue?
Pinnacle Financial Partners, Inc.'s trailing twelve-month revenue is $2.64B. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
Pinnacle Financial Partners, Inc.'s Altman Z-Score is 0.34, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNYSE
CurrencyUSD
Quick metrics
P/S ratio5.51x
ROE4.47%
Beta1.04
50D MA$95.71
200D MA$93.72
Shares out0.15B
Float0.15B
Short ratio—
Avg volume1.3M
Performance
1 week+0.00%
1 month+2.44%
3 months+16.16%
YTD+0.94%
1 year—
3 years—
5 years—