WallStSmart
PNBK

Patriot National Bancorp Inc

NASDAQ: PNBK · FINANCIAL SERVICES · BANKS - REGIONAL

$1.23
-5.38% today

Updated 2026-04-29

Market cap
$152.95M
P/E ratio
P/S ratio
5.44x
EPS (TTM)
$-0.17
Dividend yield
52W range
$1 – $7
Volume
0.4M

WallStSmart proprietary scores

25
out of 100
Grade: F
Strong Sell
Investment rating
5.3
Growth
C+
5.5
Quality
C+
2.0
Profitability
F
5.0
Valuation
C+
6/9
Piotroski F-Score
Moderate
-1.0
Altman Z-Score
Distress
Industry rank
View all highly rated stocks (75+) →206 stocks currently score above 75

Price targets

Analyst target
$24.00
+1851.22%
12-Month target
Intrinsic (DCF)
Margin of safety

Price chart

X-Ray snapshot

Strengths
+ Revenue growth 17.50% QoQ
+ Debt/equity 0.17x — low leverage
Risks
- Altman Z -1.04 — distress zone
- Thin margins at -45.20%
- Negative free cash flow $-4.18M

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$47.38M$64.70M$60.56M$58.16M$28.12M
Net income$6.16M$-4.18M$-39.88M$-12.71M$-2.27M
EPS$-0.17
Free cash flow$6.62M$-11.13M$2.63M$-6.19M$-4.18M
Profit margin13.00%-6.46%-65.86%-21.85%-45.20%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
PNBK$152.95M255.32.05.05.5Avoid
BRK-B$1.03T543.37.55.08.0Buy
BRK-A$1.02T513.37.55.08.0Buy
JPM$828.64B738.08.05.75.5Strong Buy
V$636.99B687.310.05.05.5Strong Buy
MA$444.77B708.010.04.36.0Strong Buy

Smart narrative

Patriot National Bancorp Inc trades at $1.23. Our Smart Value Score of 25/100 indicates the stock is weak. The company scores 6/9 on the Piotroski F-Score. With an Altman Z-Score of -1.04, it sits in the distress. TTM revenue stands at $28.12M. with profit margins at -45.20%.

Frequently asked questions

What is Patriot National Bancorp Inc's stock price?
Patriot National Bancorp Inc (PNBK) trades at $1.23.
Is Patriot National Bancorp Inc overvalued?
Smart Value Score 25/100 (Grade F, Strong Sell).
What is the price target of Patriot National Bancorp Inc (PNBK)?
The analyst target price is $24.00, representing +1851.2% upside from the current price of $1.23.
What is Patriot National Bancorp Inc's revenue?
TTM revenue is $28.12M.
Piotroski F-Score?
6/9 — moderate financial health.
Altman Z-Score?
-1.04 — distress.

Company info

SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD

Quick metrics

P/S ratio5.44x
ROE-25.70%
Beta-0.66
50D MA$1.32
200D MA$1.43
Shares out0.12B
Float0.07B
Short ratio
Avg volume0.4M

Performance

1 week
1 month
3 months
YTD
1 year
3 years
5 years