PFSI
PennyMac Finl Svcs Inc
NYSE: PFSI · FINANCIAL SERVICES · MORTGAGE FINANCE
$89.18
-2.19% today
Updated 2026-04-29
Market cap
$4.63B
P/E ratio
9.59
P/S ratio
1.34x
EPS (TTM)
$9.30
Dividend yield
1.32%
52W range
$83 – $160
Volume
0.6M
WallStSmart proprietary scores
62
out of 100
Grade: C+
Hold
Investment rating
8.0
Growth
A3.3
Quality
D6.0
Profitability
B5.7
Valuation
C+3/9
Piotroski F-Score
Weak
—
Altman Z-Score
—
—
Industry rank
—
View all highly rated stocks (75+) →206 stocks currently score above 75
Price targets
Analyst target
$123.29
+38.25%
12-Month target
$86.40
-3.12%
Intrinsic (DCF)
—
Margin of safety
—
3 Strong Buy3 Buy1 Hold0 Sell0 Strong Sell
Price chart
X-Ray snapshot
Strengths
+ Revenue growth 511.00% QoQ
Risks
- Piotroski 3/9 — weak financial health
- Negative free cash flow $-1.64B
- Debt/equity 5.35x — high leverage
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $2.32B | $1.40B | $1.59B | $4.36B | $3.46B |
| Net income | $475.51M | $144.66M | $311.42M | $501.08M | $106.83M |
| EPS | — | — | — | — | $9.30 |
| Free cash flow | $5.95B | $-1.62B | $-4.56B | $-1.41B | $-1.64B |
| Profit margin | 20.48% | 10.32% | 19.54% | 11.48% | 14.50% |
Peer comparison
Smart narrative
PennyMac Finl Svcs Inc trades at $89.18. representing a P/E of 9.59x trailing earnings. Our Smart Value Score of 62/100 indicates the stock is good. The company scores 3/9 on the Piotroski F-Score. TTM revenue stands at $3.46B. with profit margins at 14.50%.
Frequently asked questions
What is PennyMac Finl Svcs Inc's stock price?
PennyMac Finl Svcs Inc (PFSI) trades at $89.18.
Is PennyMac Finl Svcs Inc overvalued?
Smart Value Score 62/100 (Grade C+, Hold).
What is the price target of PennyMac Finl Svcs Inc (PFSI)?
The analyst target price is $123.29, representing +38.2% upside from the current price of $89.18.
What is PennyMac Finl Svcs Inc's revenue?
TTM revenue is $3.46B.
Piotroski F-Score?
3/9 — weak financial health.
Company info
SectorFINANCIAL SERVICES
IndustryMORTGAGE FINANCE
CountryUSA
ExchangeNYSE
CurrencyUSD
Quick metrics
P/S ratio1.34x
ROE12.30%
Beta1.52
50D MA$89.55
200D MA$112.75
Shares out0.05B
Float0.03B
Short ratio—
Avg volume0.6M
Performance
1 week—
1 month—
3 months—
YTD—
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