PFSI
PennyMac Finl Svcs Inc
NYSE: PFSI · FINANCIAL SERVICES · MORTGAGE FINANCE
$88.35
-0.36% today
Updated 2026-06-05
Market cap
$4.24B
P/E ratio
8.68
P/S ratio
1.28x
EPS (TTM)
$9.41
Dividend yield
1.49%
52W range
$78 – $159
Volume
0.5M
WallStSmart proprietary scores
57
out of 100
Grade: C+
Hold
Investment rating
6.0
Growth
B3.3
Quality
D6.0
Profitability
B5.7
Valuation
C+3/9
Piotroski F-Score
Weak
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Altman Z-Score
—
—
Industry rank
—
View all highly rated stocks (75+) →202 stocks currently score above 75
Price targets
Analyst target
$116.29
+31.62%
12-Month target
$86.40
-2.21%
Intrinsic (DCF)
—
Margin of safety
—
3 Strong Buy3 Buy2 Hold0 Sell0 Strong Sell
Price chart
Stock snapshot
Strengths
Insufficient data
Risks
- Piotroski 3/9 — weak financial health
- Negative free cash flow $-1.25B
- Revenue declining -16.60% QoQ
- Debt/equity 3.98x — high leverage
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $2.32B | $1.40B | $1.59B | $4.36B | $3.32B |
| Net income | $475.51M | $144.66M | $311.42M | $501.08M | $82.32M |
| EPS | — | — | — | — | $9.41 |
| Free cash flow | $5.95B | $-1.62B | $-4.56B | $-1.41B | $-1.25B |
| Profit margin | 20.48% | 10.32% | 19.54% | 11.48% | 15.30% |
Peer comparison
Smart narrative
PennyMac Finl Svcs Inc trades at $88.35. representing a P/E of 8.68x trailing earnings. Our Smart Value Score of 57/100 indicates the stock is fair. The company scores 3/9 on the Piotroski F-Score. TTM revenue stands at $3.32B. with profit margins at 15.30%.
Frequently asked questions
What is PennyMac Finl Svcs Inc's stock price?
PennyMac Finl Svcs Inc (PFSI) trades at $88.35, on a P/E of 8.7x and a P/S of 1.3x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is PennyMac Finl Svcs Inc overvalued?
PennyMac Finl Svcs Inc carries a Smart Value Score of 57/100 (Grade C+), which we rate Hold. That score blends growth, quality, and valuation into one read.
What is the price target of PennyMac Finl Svcs Inc (PFSI)?
The 12-month analyst consensus target is $116.29, about 31.6% above the current $88.35. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is PennyMac Finl Svcs Inc's revenue?
PennyMac Finl Svcs Inc's trailing twelve-month revenue is $3.32B. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Company info
SectorFINANCIAL SERVICES
IndustryMORTGAGE FINANCE
CountryUSA
ExchangeNYSE
CurrencyUSD
Quick metrics
P/S ratio1.28x
ROE11.72%
Beta1.44
50D MA$87.76
200D MA$110.37
Shares out0.05B
Float0.03B
Short ratio—
Avg volume0.5M
Performance
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