WallStSmart
PFS

Provident Financial Services Inc

NYSE: PFS · FINANCIAL SERVICES · BANKS - REGIONAL

$22.40
-0.36% today

Updated 2026-05-08

Market cap
$2.93B
P/E ratio
9.57
P/S ratio
3.31x
EPS (TTM)
$2.35
Dividend yield
4.24%
52W range
$15 – $24
Volume
1.0M

WallStSmart proprietary scores

73
out of 100
Grade: B
Buy
Investment rating
8.0
Growth
A
5.0
Quality
C+
7.5
Profitability
B+
6.3
Valuation
B
/9
Piotroski F-Score
Altman Z-Score
Industry rank
View all highly rated stocks (75+) →195 stocks currently score above 75

Price targets

Analyst target
$25.20
+12.50%
12-Month target
$26.09
+16.47%
Intrinsic (DCF)
Margin of safety
2 Strong Buy2 Buy1 Hold0 Sell0 Strong Sell

Price chart

Stock snapshot

Strengths
+ Profit margin 34.60% — above average
+ Free cash flow $62.46M — positive
Risks
No major risks identified

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$553.97M$695.65M$1.14B$1.38B$886.01M
Net income$175.65M$128.40M$115.53M$291.16M$79.42M
EPS$2.35
Free cash flow$190.90M$165.91M$425.07M$430.73M$62.46M
Profit margin31.71%18.46%10.13%21.06%34.60%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
PFS$2.93B738.07.56.35.0Strong Buy
BRK-A$1.03T596.76.55.08.5Buy
BRK-B$1.02T626.76.55.08.0Buy
JPM$820.65B738.08.05.75.5Strong Buy
V$610.99B728.710.05.05.5Strong Buy
MA$442.62B708.010.05.06.0Strong Buy

Smart narrative

Provident Financial Services Inc trades at $22.40. representing a P/E of 9.57x trailing earnings. Our Smart Value Score of 73/100 indicates the stock is good. TTM revenue stands at $886.01M. with profit margins at 34.60%.

Frequently asked questions

What is Provident Financial Services Inc's stock price?
Provident Financial Services Inc (PFS) trades at $22.40.
Is Provident Financial Services Inc overvalued?
Smart Value Score 73/100 (Grade B, Buy).
What is the price target of Provident Financial Services Inc (PFS)?
The analyst target price is $25.20, representing +12.5% upside from the current price of $22.40.
What is Provident Financial Services Inc's revenue?
TTM revenue is $886.01M.

Company info

SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNYSE
CurrencyUSD

Quick metrics

P/S ratio3.31x
ROE11.10%
Beta0.80
50D MA$21.61
200D MA$20.31
Shares out0.13B
Float0.13B
Short ratio
Avg volume1.0M

Performance

1 week
1 month
3 months
YTD
1 year
3 years
5 years