WallStSmart
PEBK

Peoples Bancorp of North Carolina

NASDAQ: PEBK · FINANCIAL SERVICES · BANKS - REGIONAL

$39.42
+0.90% today

Updated 2026-04-30

Market cap
$211.07M
P/E ratio
10.95
P/S ratio
2.35x
EPS (TTM)
$3.63
Dividend yield
2.06%
52W range
$26 – $43
Volume
0.0M

Peoples Bancorp of North Carolina (PEBK) Financial statements

SEC filings — annual and quarterly data.

Profit margin
22.10%
Operating margin
26.90%
ROE
13.40%
ROA
1.16%
Debt/equity

Margin trends — annual

Gross margin Operating margin Profit margin
YearRevenueNet incomeGross marginOp. marginProfit margin
2006$62.95M$9.17M59.29%22.78%14.57%
2007$70.55M$9.59M58.01%21.17%13.60%
2008$66.82M$6.39M57.62%14.37%9.56%
2009$62.58M$2.92M55.70%6.80%4.66%
2010$61.56M$1.84M49.99%2.97%2.99%
2011$59.77M$5.16M60.55%11.08%8.63%
2012$51.78M$5.79M75.63%14.25%11.19%
2013$48.52M$6.69M83.64%17.66%13.79%
2014$49.68M$9.39M92.78%22.80%18.90%
2015$50.99M$9.63M93.20%24.97%18.89%
2016$52.64M$9.18M96.08%22.30%17.43%
2017$53.57M$10.27M96.51%26.53%19.17%
2018$57.52M$13.38M94.90%27.83%23.27%
2019$63.51M$14.07M92.73%27.09%22.15%
2020$64.59M$11.36M87.47%21.44%17.58%
2021$63.88M$15.13M96.80%29.63%23.69%
2022$70.72M$16.12M93.22%28.70%22.80%
2023$85.78M$15.55M78.19%23.23%18.12%
2024$97.79M$16.35M73.04%21.40%16.72%
2025$114.60M$19.83M77.71%22.56%17.30%