PayPay Corporation American Depository Shares (PAYP) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
PayPay Corporation American Depository Shares stock (PAYP) is currently trading at $19.90. PayPay Corporation American Depository Shares PE ratio is 19.48. PayPay Corporation American Depository Shares PS ratio (Price-to-Sales) is 0.04. Analyst consensus price target for PAYP is $23.01. WallStSmart rates PAYP as Hold.
- PAYP PE ratio analysis and historical PE chart
- PAYP PS ratio (Price-to-Sales) history and trend
- PAYP intrinsic value — DCF, Graham Number, EPV models
- PAYP stock price prediction 2025 2026 2027 2028 2029 2030
- PAYP fair value vs current price
- PAYP insider transactions and insider buying
- Is PAYP undervalued or overvalued?
- PayPay Corporation American Depository Shares financial analysis — revenue, earnings, cash flow
- PAYP Piotroski F-Score and Altman Z-Score
- PAYP analyst price target and Smart Rating
PayPay Corporation American Depository Shares
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Intrinsic Value Analysis for Value Investors
Insufficient data to calculate intrinsic value for PAYP.
Smart Analysis
PayPay Corporation American Depository Shares (PAYP) · 8 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in market cap, operating margin, price/sales. Concerns around price/book and institutional own.. Fundamentals are solid but monitor weak areas for improvement.
PayPay Corporation American Depository Shares (PAYP) Key Strengths (6)
Paying less than $1 for every $1 of annual revenue
Keeps $31 of every $100 in revenue as net profit
Large-cap company with substantial market presence
Strong operational efficiency: $25 kept per $100 revenue
Strong revenue growth at 23.90% annually
Strong earnings growth at 27.30% per year
Supporting Valuation Data
PayPay Corporation American Depository Shares (PAYP) Areas to Watch (2)
Very expensive at 7.7x book value
Very low institutional interest at 0.00%
PayPay Corporation American Depository Shares (PAYP) Detailed Analysis Report
Overall Assessment
This company scores 57/100 in our Smart Analysis, earning a C grade. Out of 8 metrics analyzed, 6 register as strengths (avg 8.8/10) while 2 fall into concern territory (avg 2.0/10). All four categories (Growth, Profitability, Valuation, and Quality) show healthy scores, indicating broadly sound fundamentals.
The Bull Case
The strongest argument centers on Price/Sales, Profit Margin, Market Cap. Valuation metrics including Price/Sales (0.04) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 24.80%, Profit Margin at 31.30%. Growth metrics are encouraging with Revenue Growth at 23.90%, EPS Growth at 27.30%.
The Bear Case
The primary concerns are Price/Book, Institutional Own.. Some valuation metrics including Price/Book (7.65) suggest expensive pricing.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Price/Book improves, as this is the primary drag on the overall score. Second, margin trajectory, with Operating Margin at 24.80% currently healthy but needing to be sustained. Third, growth sustainability, with Revenue Growth at 23.90% strong but requiring continuation.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (Price/Sales, Profit Margin) and negatives (Price/Book, Institutional Own.). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
Compare PAYP with Competitors
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Data-driven financial summary for PayPay Corporation American Depository Shares (PAYP) · TECHNOLOGY › SOFTWARE - INFRASTRUCTURE
The Big Picture
PayPay Corporation American Depository Shares is a strong growth company balancing expansion with improving profitability. Revenue reached 355.5B with 24% growth year-over-year. Profit margins are strong at 31.3%, reflecting pricing power and operational efficiency.
Key Findings
Profit margin of 31.3% and operating margin of 24.8% demonstrate strong pricing power and operational efficiency.
Generating 332.1B in free cash flow and 338.2B in operating cash flow. Earnings are translating into actual cash generation.
What to Watch Next
Growth sustainability: can PayPay Corporation American Depository Shares maintain 24%+ revenue growth, or will competition slow it down?
Sector dynamics: monitor SOFTWARE - INFRASTRUCTURE industry trends, competitive moves, and regulatory changes that could impact PayPay Corporation American Depository Shares.
Bottom Line
PayPay Corporation American Depository Shares offers an attractive blend of growth (24% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
Data sourced from SEC Form 4 filings
Last updated: 2:26:41 PM
About PayPay Corporation American Depository Shares(PAYP)
NASDAQ
TECHNOLOGY
SOFTWARE - INFRASTRUCTURE
USA
PayPay Corporation, a financial technology company, provides a digital finance platform with services that inlclude easy-to-use payments and other financial services in Japan. The company is headquartered in Shinjuku, Japan.