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PAY

Paymentus Holdings, Inc.

NYSE: PAY · TECHNOLOGY · SOFTWARE - INFRASTRUCTURE

$26.67
+1.03% today

Updated 2026-05-29

Market cap
$2.66B
P/E ratio
37.05
P/S ratio
2.08x
EPS (TTM)
$0.57
Dividend yield
52W range
$20 – $39
Volume
0.7M

Paymentus Holdings, Inc. (PAY) Financial statements

SEC filings — annual and quarterly data.

Profit margin
5.59%
Operating margin
6.31%
ROE
12.69%
ROA
8.38%
Debt/equity
0.01x

Margin trends — annual

Gross margin Operating margin Profit margin
YearRevenueNet incomeGross marginOp. marginProfit margin
2005$485.37M$33.24M40.55%14.05%6.85%
2006$581.07M$59.51M45.01%18.64%10.24%
2007$902.89M$-34.02M33.14%3.90%-3.77%
2008$921.93M$-425.32M31.78%-34.26%-46.13%
2009$844.71M$-137.84M33.40%5.51%-16.32%
2010$1.00B$98.83M36.97%10.23%9.87%
2011$1.30B$282.40M37.71%8.11%21.66%
2012$1.87B$65.03M40.51%8.85%3.49%
2013$1.70B$-296.10M37.90%-0.12%-17.40%
2014$1.87B$-38.10M38.78%-0.14%-2.04%
2015$2.00B$79.10M41.29%5.41%3.95%
2016$1.99B$-9.30M39.87%3.75%-0.47%
2017$1.87B$-173.90M38.11%2.58%-9.29%
2019$235.78M$13.70M31.57%7.79%5.81%
2020$301.77M$13.71M30.69%6.11%4.54%
2021$395.52M$9.30M30.69%2.62%2.35%
2022$497.00M$-513000.0030.12%-0.60%-0.10%
2023$614.49M$22.32M29.67%2.94%3.63%
2024$871.75M$44.17M27.32%5.15%5.07%
2025$1.20B$66.94M24.77%6.31%5.59%

Frequently asked questions

What is Paymentus Holdings, Inc.'s revenue?

Paymentus Holdings, Inc.'s trailing twelve-month revenue is $1.28B. Revenue is the top line the whole model builds on, and at this scale the question shifts from how fast it grows to whether margins hold as it compounds.

How profitable is PAY?

In its most recent fiscal year, PAY ran a gross margin of 24.77%, an operating margin of 6.31%, and a net margin of 5.59%. Margins this high mean most of each extra dollar of revenue drops through to profit, which is the signature of real pricing power.

How much free cash flow does PAY generate?

PAY produced $161.77M in free cash flow in its most recent fiscal year. Free cash flow is what is left after running and reinvesting in the business, and it is the cash that actually funds buybacks, dividends, and a stronger balance sheet.

Is PAY's balance sheet healthy?

PAY holds $324.54M in cash and equivalents against — in long-term debt, on $560.39M of shareholder equity. That debt is best read against the cash flow the business throws off each year.