OVLY
Oak Valley Bancorp
NASDAQ: OVLY · FINANCIAL SERVICES · BANKS - REGIONAL
$33.78
-1.66% today
Updated 2026-07-29
Market cap
$289.00M
P/E ratio
11.72
P/S ratio
3.48x
EPS (TTM)
$2.93
Dividend yield
2.26%
52W range
$25 – $36
Volume
0.1M
WallStSmart proprietary scores
51
out of 100
Grade: C
Hold
Investment rating
4.0
Growth
C4.0
Quality
C7.5
Profitability
B+6.7
Valuation
B3/9
Piotroski F-Score
Weak
-0.5
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →206 stocks currently score above 75
Price targets
Analyst target
$26.59
-21.28%
12-Month target
$26.59
-21.28%
Intrinsic (DCF)
—
Margin of safety
—
Price chart
Stock snapshot
Strengths
+ Profit margin 28.20% — above average
+ Free cash flow $7.84M — positive
Risks
- Piotroski 3/9 — weak financial health
- Altman Z -0.52 — distress zone
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $66.77M | $87.30M | $89.45M | $81.73M | $83.07M |
| Net income | $22.90M | $30.85M | $24.95M | $23.91M | $5.11M |
| EPS | — | — | — | — | $2.93 |
| Free cash flow | $22.13M | $31.16M | $23.86M | $24.56M | $7.84M |
| Profit margin | 34.30% | 35.34% | 27.89% | 29.26% | 28.20% |
Recent insider activity
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-06-26 | BARTON, DON | Sale | 375 | $33.26 |
| 2026-05-28 | LAFFERTY, ALLISON | Buy | 87 | $33.44 |
| 2026-05-26 | BARTON, DON | Sale | 375 | $33.77 |
Peer comparison
Smart narrative
Oak Valley Bancorp trades at $33.78. representing a P/E of 11.72x trailing earnings. Our Smart Value Score of 51/100 indicates the stock is fair. The company scores 3/9 on the Piotroski F-Score. With an Altman Z-Score of -0.52, it sits in the distress. TTM revenue stands at $83.07M. with profit margins at 28.20%.
Frequently asked questions
What is Oak Valley Bancorp's stock price?
Oak Valley Bancorp (OVLY) trades at $33.78, on a P/E of 11.7x and a P/S of 3.5x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is Oak Valley Bancorp overvalued?
Oak Valley Bancorp carries a Smart Value Score of 51/100 (Grade C), which we rate Hold. That score blends growth, quality, and valuation into one read.
What is the price target of Oak Valley Bancorp (OVLY)?
The 12-month analyst consensus target is $26.59, about 21.3% below the current $33.78. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is Oak Valley Bancorp's revenue?
Oak Valley Bancorp's trailing twelve-month revenue is $83.07M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
Oak Valley Bancorp's Altman Z-Score is -0.52, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio3.48x
ROE12.30%
Beta0.21
50D MA$33.60
200D MA$31.61
Shares out0.01B
Float0.01B
Short ratio—
Avg volume0.1M
Performance
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YTD—
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