WallStSmart
OVLY

Oak Valley Bancorp

NASDAQ: OVLY · FINANCIAL SERVICES · BANKS - REGIONAL

$33.06
+3.12% today

Updated 2026-06-04

Market cap
$292.54M
P/E ratio
12.07
P/S ratio
3.56x
EPS (TTM)
$2.88
Dividend yield
1.97%
52W range
$25 – $36
Volume
0.0M

WallStSmart proprietary scores

55
out of 100
Grade: C+
Hold
Investment rating
5.3
Growth
C+
4.8
Quality
C
7.5
Profitability
B+
6.0
Valuation
B
3/9
Piotroski F-Score
Weak
Altman Z-Score
Industry rank
View all highly rated stocks (75+) →202 stocks currently score above 75

Price targets

Analyst target
$26.59
-19.57%
12-Month target
$26.59
-19.57%
Intrinsic (DCF)
Margin of safety

Price chart

Stock snapshot

Strengths
+ Profit margin 29.10% — above average
+ Free cash flow $7.84M — positive
Risks
- Piotroski 3/9 — weak financial health

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$66.77M$87.30M$89.45M$81.73M$82.09M
Net income$22.90M$30.85M$24.95M$23.91M$5.31M
EPS$2.88
Free cash flow$22.13M$31.16M$23.86M$24.56M$7.84M
Profit margin34.30%35.34%27.89%29.26%29.10%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
OVLY$292.54M555.37.56.04.8Buy
BRK-B$1.02T626.76.55.08.0Buy
BRK-A$1.02T616.76.55.07.0Buy
JPM$806.43B738.08.05.73.0Strong Buy
V$603.46B748.710.05.75.5Strong Buy
MA$422.07B708.010.05.05.5Strong Buy

Smart narrative

Oak Valley Bancorp trades at $33.06. representing a P/E of 12.07x trailing earnings. Our Smart Value Score of 55/100 indicates the stock is fair. The company scores 3/9 on the Piotroski F-Score. TTM revenue stands at $82.09M. with profit margins at 29.10%.

Frequently asked questions

What is Oak Valley Bancorp's stock price?

Oak Valley Bancorp (OVLY) trades at $33.06, on a P/E of 12.1x and a P/S of 3.6x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.

Is Oak Valley Bancorp overvalued?

Oak Valley Bancorp carries a Smart Value Score of 55/100 (Grade C+), which we rate Hold. That score blends growth, quality, and valuation into one read.

What is the price target of Oak Valley Bancorp (OVLY)?

The 12-month analyst consensus target is $26.59, about 19.6% below the current $33.06. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.

What is Oak Valley Bancorp's revenue?

Oak Valley Bancorp's trailing twelve-month revenue is $82.09M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.

Company info

SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD

Quick metrics

P/S ratio3.56x
ROE12.30%
Beta0.21
50D MA$33.52
200D MA$30.71
Shares out0.01B
Float0.01B
Short ratio
Avg volume0.0M

Performance

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YTD
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