ORRF
Orrstown Financial Services Inc
NASDAQ: ORRF · FINANCIAL SERVICES · BANKS - REGIONAL
$36.74
+0.57% today
Updated 2026-04-30
Market cap
$729.27M
P/E ratio
8.51
P/S ratio
2.86x
EPS (TTM)
$4.37
Dividend yield
3.01%
52W range
$29 – $40
Volume
0.2M
WallStSmart proprietary scores
64
out of 100
Grade: C+
Hold
Investment rating
8.0
Growth
A4.5
Quality
C7.5
Profitability
B+6.7
Valuation
B5/9
Piotroski F-Score
Moderate
0.3
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →206 stocks currently score above 75
Price targets
Analyst target
$42.00
+14.32%
12-Month target
$43.73
+19.03%
Intrinsic (DCF)
—
Margin of safety
—
2 Strong Buy2 Buy0 Hold0 Sell0 Strong Sell
Price chart
X-Ray snapshot
Strengths
+ Profit margin 33.10% — above average
+ Free cash flow $15.87M — positive
Risks
- Altman Z 0.27 — distress zone
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $134.32M | $174.30M | $284.09M | $353.86M | $255.37M |
| Net income | $22.04M | $35.66M | $22.05M | $80.86M | $21.81M |
| EPS | — | — | — | — | $4.37 |
| Free cash flow | $35.30M | $41.41M | $33.38M | $70.50M | $15.87M |
| Profit margin | 16.41% | 20.46% | 7.76% | 22.85% | 33.10% |
Recent insider activity
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-03-18 | BRUNNER, BRIAN D | Buy | 1,000 | $34.02 |
| 2026-03-11 | HOLT, CHRISTOPHER D | Sale | 7,820 | $34.29 |
| 2026-02-23 | HOCKER, JOSHUA D | Sale | 90 | $38.08 |
Peer comparison
Smart narrative
Orrstown Financial Services Inc trades at $36.74. representing a P/E of 8.51x trailing earnings. Our Smart Value Score of 64/100 indicates the stock is good. The company scores 5/9 on the Piotroski F-Score. With an Altman Z-Score of 0.27, it sits in the distress. TTM revenue stands at $255.37M. with profit margins at 33.10%.
Frequently asked questions
What is Orrstown Financial Services Inc's stock price?
Orrstown Financial Services Inc (ORRF) trades at $36.74.
Is Orrstown Financial Services Inc overvalued?
Smart Value Score 64/100 (Grade C+, Hold).
What is the price target of Orrstown Financial Services Inc (ORRF)?
The analyst target price is $42.00, representing +14.3% upside from the current price of $36.74.
What is the future stock price of ORRF by 2030?
Our revenue-driven model estimates Orrstown Financial Services Inc could reach $71.58 by 2030, based on historical CAGR, margin trends, and capped P/E multiples.
What is Orrstown Financial Services Inc's revenue?
TTM revenue is $255.37M.
Piotroski F-Score?
5/9 — moderate financial health.
Altman Z-Score?
0.27 — distress.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio2.86x
ROE14.90%
Beta0.75
50D MA$36.45
200D MA$35.31
Shares out0.02B
Float0.02B
Short ratio—
Avg volume0.2M
Performance
1 week-0.33%
1 month+1.25%
3 months+3.16%
YTD+3.13%
1 year—
3 years—
5 years—