OPHC
OptimumBank Holdings, Inc.
NYSE MKT: OPHC · FINANCIAL SERVICES · BANKS - REGIONAL
$5.46
-0.73% today
Updated 2026-04-30
Market cap
$67.65M
P/E ratio
9.42
P/S ratio
1.43x
EPS (TTM)
$0.59
Dividend yield
—
52W range
$4 – $6
Volume
0.0M
OptimumBank Holdings, Inc. (OPHC) Financial statements
SEC filings — annual and quarterly data.
Profit margin
35.20%
Operating margin
50.10%
ROE
14.80%
ROA
1.63%
Debt/equity
0.02x
Margin trends — annual
Gross margin Operating margin Profit margin
| Year | Revenue | Net income | Gross margin | Op. margin | Profit margin |
|---|---|---|---|---|---|
| 2006 | $14.82M | $1.83M | 43.80% | 19.68% | 12.38% |
| 2007 | $16.52M | $1.74M | 38.38% | 16.62% | 10.55% |
| 2008 | $15.96M | $520000.00 | 33.69% | 5.22% | 3.26% |
| 2009 | $14.04M | $-11.48M | -71.97% | -106.71% | -81.77% |
| 2010 | $10.18M | $-8.45M | 16.39% | -79.60% | -83.03% |
| 2011 | $6.80M | $-3.75M | 51.80% | -54.49% | -55.09% |
| 2012 | $5.01M | $-4.70M | 15.51% | -93.73% | -93.73% |
| 2013 | $5.06M | $-7.08M | 18.75% | -133.45% | -139.77% |
| 2014 | $5.96M | $1.60M | 84.73% | 26.91% | 26.91% |
| 2015 | $4.95M | $-163000.00 | 82.13% | -9.77% | -3.30% |
| 2016 | $4.62M | $-396000.00 | 76.65% | -8.57% | -8.57% |
| 2017 | $4.77M | $-589000.00 | 74.92% | -12.35% | -12.35% |
| 2018 | $4.38M | $796000.00 | 111.61% | 18.19% | 18.19% |
| 2019 | $5.36M | $-1.10M | 63.27% | -21.51% | -20.54% |
| 2020 | $7.00M | $-782000.00 | 60.88% | -11.17% | -11.17% |
| 2021 | $11.82M | $6.30M | 81.75% | 25.96% | 53.25% |
| 2022 | $22.84M | $4.02M | 67.11% | 23.61% | 17.61% |
| 2023 | $39.23M | $6.28M | 58.93% | 21.56% | 16.01% |
| 2024 | $64.25M | $13.12M | 57.73% | 27.44% | 20.43% |
| 2025 | $71.13M | $16.65M | 66.53% | 31.17% | 23.41% |