WallStSmart
OCFC

OceanFirst Financial Corp

NASDAQ: OCFC · FINANCIAL SERVICES · BANKS - REGIONAL

$19.07
+1.01% today

Updated 2026-04-30

Market cap
$1.09B
P/E ratio
16.00
P/S ratio
2.74x
EPS (TTM)
$1.18
Dividend yield
4.15%
52W range
$16 – $20
Volume
0.7M

WallStSmart proprietary scores

64
out of 100
Grade: C+
Hold
Investment rating
6.0
Growth
B
6.3
Quality
B
6.5
Profitability
B
6.3
Valuation
B
4/9
Piotroski F-Score
Moderate
Altman Z-Score
Industry rank
View all highly rated stocks (75+) →206 stocks currently score above 75

Price targets

Analyst target
$22.00
+15.36%
12-Month target
$14.11
-26.01%
Intrinsic (DCF)
Margin of safety
1 Strong Buy2 Buy3 Hold0 Sell0 Strong Sell

Price chart

X-Ray snapshot

Strengths
+ Free cash flow $33.12M — positive
Risks
No major risks identified

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$485.30M$636.96M$687.95M$655.60M$396.64M
Net income$146.60M$104.03M$100.06M$70.98M$20.51M
EPS$1.18
Free cash flow$229.55M$116.55M$84.68M$79.51M$33.12M
Profit margin30.21%16.33%14.55%10.83%17.60%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
OCFC$1.09B646.06.56.36.3Buy
BRK-B$1.03T543.37.55.08.0Buy
BRK-A$1.02T513.37.55.08.0Buy
JPM$828.64B738.08.05.75.5Strong Buy
V$636.99B687.310.05.05.5Strong Buy
MA$444.77B708.010.04.36.0Strong Buy

Smart narrative

OceanFirst Financial Corp trades at $19.07. representing a P/E of 16.00x trailing earnings. Our Smart Value Score of 64/100 indicates the stock is good. The company scores 4/9 on the Piotroski F-Score. TTM revenue stands at $396.64M. with profit margins at 17.60%.

Frequently asked questions

What is OceanFirst Financial Corp's stock price?
OceanFirst Financial Corp (OCFC) trades at $19.07.
Is OceanFirst Financial Corp overvalued?
Smart Value Score 64/100 (Grade C+, Hold).
What is the price target of OceanFirst Financial Corp (OCFC)?
The analyst target price is $22.00, representing +15.4% upside from the current price of $19.07.
What is OceanFirst Financial Corp's revenue?
TTM revenue is $396.64M.
Piotroski F-Score?
4/9 — moderate financial health.

Company info

SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD

Quick metrics

P/S ratio2.74x
ROE4.15%
Beta0.98
50D MA$18.45
200D MA$18.36
Shares out0.06B
Float0.06B
Short ratio
Avg volume0.7M

Performance

1 week+2.27%
1 month-2.64%
3 months+0.50%
YTD+0.50%
1 year
3 years
5 years