OCFC
OceanFirst Financial Corp.
NASDAQ: OCFC · FINANCIAL SERVICES · BANKS - REGIONAL
$18.31
+1.85% today
Updated 2026-06-05
Market cap
$1.05B
P/E ratio
15.47
P/S ratio
2.65x
EPS (TTM)
$1.18
Dividend yield
4.26%
52W range
$16 – $20
Volume
0.8M
WallStSmart proprietary scores
64
out of 100
Grade: C+
Hold
Investment rating
6.0
Growth
B5.5
Quality
C+6.5
Profitability
B6.3
Valuation
B4/9
Piotroski F-Score
Moderate
-0.6
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →202 stocks currently score above 75
Price targets
Analyst target
$22.00
+20.15%
12-Month target
$14.11
-22.94%
Intrinsic (DCF)
—
Margin of safety
—
1 Strong Buy2 Buy3 Hold0 Sell0 Strong Sell
Price chart
Stock snapshot
Strengths
+ Free cash flow $23.26M — positive
Risks
- Altman Z -0.58 — distress zone
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $485.30M | $636.96M | $687.95M | $655.60M | $396.64M |
| Net income | $146.60M | $104.03M | $100.06M | $70.98M | $20.51M |
| EPS | — | — | — | — | $1.18 |
| Free cash flow | $229.55M | $116.55M | $84.68M | $79.51M | $23.26M |
| Profit margin | 30.21% | 16.33% | 14.55% | 10.83% | 17.60% |
Peer comparison
Smart narrative
OceanFirst Financial Corp. trades at $18.31. representing a P/E of 15.47x trailing earnings. Our Smart Value Score of 64/100 indicates the stock is good. The company scores 4/9 on the Piotroski F-Score. With an Altman Z-Score of -0.58, it sits in the distress. TTM revenue stands at $396.64M. with profit margins at 17.60%.
Frequently asked questions
What is OceanFirst Financial Corp.'s stock price?
OceanFirst Financial Corp. (OCFC) trades at $18.31, on a P/E of 15.5x and a P/S of 2.7x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is OceanFirst Financial Corp. overvalued?
OceanFirst Financial Corp. carries a Smart Value Score of 64/100 (Grade C+), which we rate Hold. That score blends growth, quality, and valuation into one read.
What is the price target of OceanFirst Financial Corp. (OCFC)?
The 12-month analyst consensus target is $22.00, about 20.2% above the current $18.31. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is OceanFirst Financial Corp.'s revenue?
OceanFirst Financial Corp.'s trailing twelve-month revenue is $396.64M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
OceanFirst Financial Corp.'s Altman Z-Score is -0.58, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio2.65x
ROE4.19%
Beta0.99
50D MA$18.59
200D MA$18.50
Shares out0.06B
Float0.06B
Short ratio—
Avg volume0.8M
Performance
1 week+2.27%
1 month-2.64%
3 months+0.50%
YTD+0.50%
1 year—
3 years—
5 years—