Natwest Group PLC (NWG) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Natwest Group PLC stock (NWG) is currently trading at $14.60. Natwest Group PLC PE ratio is 7.97. Natwest Group PLC PS ratio (Price-to-Sales) is 3.60. Analyst consensus price target for NWG is $19.77. WallStSmart rates NWG as Moderate Buy.
- NWG PE ratio analysis and historical PE chart
- NWG PS ratio (Price-to-Sales) history and trend
- NWG intrinsic value — DCF, Graham Number, EPV models
- NWG stock price prediction 2025 2026 2027 2028 2029 2030
- NWG fair value vs current price
- NWG insider transactions and insider buying
- Is NWG undervalued or overvalued?
- Natwest Group PLC financial analysis — revenue, earnings, cash flow
- NWG Piotroski F-Score and Altman Z-Score
- NWG analyst price target and Smart Rating
Natwest Group
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NWG Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Natwest Group PLC (NWG)
NWG trades at a significant discount to its Graham intrinsic value of $49.97, offering a 66% margin of safety — a level value investors typically seek before buying.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Natwest Group PLC (NWG) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in market cap, operating margin, price/book. Concerns around peg ratio and institutional own.. Overall metrics suggest strong investment potential with favorable risk/reward.
Natwest Group PLC (NWG) Key Strengths (4)
Keeps $47 of every $100 in revenue after operating costs
Trading below book value, meaning the market prices it less than net assets
Keeps $37 of every $100 in revenue as net profit
Large-cap company with substantial market presence
Supporting Valuation Data
Natwest Group PLC (NWG) Areas to Watch (6)
Very expensive relative to growth, significant premium
Very low institutional interest at 4.83%
Moderate profitability with room for improvement
Revenue is fairly priced at 3.60x sales
Solid revenue growth at 11.40% per year
Solid earnings growth at 13.10%
Natwest Group PLC (NWG) Detailed Analysis Report
Overall Assessment
This company scores 67/100 in our Smart Analysis, earning a B- grade. Out of 10 metrics analyzed, 4 register as strengths (avg 9.8/10) while 6 fall into concern territory (avg 4.5/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Operating Margin, Price/Book, Profit Margin. Valuation metrics including Price/Book (0.98) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 47.10%, Profit Margin at 36.50%.
The Bear Case
The primary concerns are PEG Ratio, Institutional Own., Return on Equity. Some valuation metrics including PEG Ratio (3.15), Price/Sales (3.60) suggest expensive pricing. Growth concerns include Revenue Growth at 11.40%, EPS Growth at 13.10%, which may limit upside. Profitability pressure is visible in Return on Equity at 14.20%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether PEG Ratio improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 14.20% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 11.40% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (Operating Margin, Price/Book) and negatives (PEG Ratio, Institutional Own.). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
NWG Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
NWG's Price-to-Sales ratio of 3.60x trades 58% above its historical average of 2.28x (95th percentile), historically expensive. The current valuation is 25% below its historical high of 4.8x set in Jan 2023, and 429% above its historical low of 0.68x in Dec 2009. Over the past 12 months, the PS ratio has expanded from ~2.8x, reflecting growing market expectations outpacing revenue growth.
WallStSmart Analysis Synopsis
Data-driven financial summary for Natwest Group PLC (NWG) · FINANCIAL SERVICES › BANKS - REGIONAL
The Big Picture
Natwest Group PLC is a mature, profitable business with steady cash generation. Revenue reached 16.0B with 11% growth year-over-year. Profit margins are strong at 36.5%, reflecting pricing power and operational efficiency.
Key Findings
Profit margin of 36.5% and operating margin of 47.1% demonstrate strong pricing power and operational efficiency.
Generating 7.1B in free cash flow and 7.1B in operating cash flow. Earnings are translating into actual cash generation.
What to Watch Next
Sector dynamics: monitor BANKS - REGIONAL industry trends, competitive moves, and regulatory changes that could impact Natwest Group PLC.
Bottom Line
Natwest Group PLC is a well-established business delivering consistent profitability with 36.5% margins. The growth phase may be slowing, but strong cash generation and operational efficiency make it suitable for investors seeking reliability over excitement.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About Natwest Group PLC(NWG)
NYSE
FINANCIAL SERVICES
BANKS - REGIONAL
USA
NatWest Group plc, provides banking and financial products and services to personal, commercial, corporate and institutional clients. The company is headquartered in Edinburgh, the United Kingdom.