NTB
Bank of N.T. Butterfield & Son Ltd
NYSE: NTB · FINANCIAL SERVICES · BANKS - DIVERSIFIED
$55.68
+0.59% today
Updated 2026-06-05
Market cap
$2.21B
P/E ratio
9.65
P/S ratio
3.60x
EPS (TTM)
$5.77
Dividend yield
3.59%
52W range
$40 – $58
Volume
0.2M
WallStSmart proprietary scores
75
out of 100
Grade: B+
Buy
Investment rating
6.0
Growth
B5.5
Quality
C+8.0
Profitability
A6.3
Valuation
B6/9
Piotroski F-Score
Moderate
0.4
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →202 stocks currently score above 75
Price targets
Analyst target
$59.00
+5.96%
12-Month target
$63.89
+14.74%
Intrinsic (DCF)
—
Margin of safety
—
1 Strong Buy1 Buy2 Hold0 Sell0 Strong Sell
Price chart
Stock snapshot
Strengths
+ Profit margin 39.30% — above average
+ ROE 22.00% — strong efficiency
+ Free cash flow $50.31M — positive
+ Debt/equity 0.12x — low leverage
Risks
- Altman Z 0.44 — distress zone
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $606.42M | $761.89M | $816.50M | $799.84M | $613.12M |
| Net income | $214.02M | $225.49M | $216.32M | $231.90M | $62.60M |
| EPS | — | — | — | — | $5.77 |
| Free cash flow | $192.40M | $246.02M | $243.90M | $254.81M | $50.31M |
| Profit margin | 35.29% | 29.60% | 26.49% | 28.99% | 39.30% |
Peer comparison
Smart narrative
Bank of N.T. Butterfield & Son Ltd trades at $55.68. representing a P/E of 9.65x trailing earnings. Our Smart Value Score of 75/100 indicates the stock is good. The company scores 6/9 on the Piotroski F-Score. With an Altman Z-Score of 0.44, it sits in the distress. TTM revenue stands at $613.12M. with profit margins at 39.30%.
Frequently asked questions
What is Bank of N.T. Butterfield & Son Ltd's stock price?
Bank of N.T. Butterfield & Son Ltd (NTB) trades at $55.68, on a P/E of 9.7x and a P/S of 3.6x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is Bank of N.T. Butterfield & Son Ltd overvalued?
Bank of N.T. Butterfield & Son Ltd carries a Smart Value Score of 75/100 (Grade B+), which we rate Buy. That score blends growth, quality, and valuation into one read.
What is the price target of Bank of N.T. Butterfield & Son Ltd (NTB)?
The 12-month analyst consensus target is $59.00, about 6.0% above the current $55.68. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is Bank of N.T. Butterfield & Son Ltd's revenue?
Bank of N.T. Butterfield & Son Ltd's trailing twelve-month revenue is $613.12M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
Bank of N.T. Butterfield & Son Ltd's Altman Z-Score is 0.44, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - DIVERSIFIED
CountryUSA
ExchangeNYSE
CurrencyUSD
Quick metrics
P/S ratio3.60x
ROE22.00%
Beta0.50
50D MA$53.56
200D MA$48.71
Shares out0.04B
Float0.04B
Short ratio—
Avg volume0.2M
Performance
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