NSTS
NSTS Bancorp Inc
NASDAQ: NSTS · FINANCIAL SERVICES · BANKS - REGIONAL
$13.79
-0.14% today
Updated 2026-07-29
Market cap
$66.75M
P/E ratio
—
P/S ratio
6.50x
EPS (TTM)
$-0.02
Dividend yield
—
52W range
$11 – $14
Volume
0.0M
WallStSmart proprietary scores
31
out of 100
Grade: F
Strong Sell
Investment rating
7.3
Growth
B+5.0
Quality
C+2.0
Profitability
F5.0
Valuation
C+6/9
Piotroski F-Score
Moderate
-0.0
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →206 stocks currently score above 75
Price targets
Analyst target
—
—
12-Month target
—
—
Intrinsic (DCF)
—
Margin of safety
—
Price chart
Stock snapshot
Strengths
+ Free cash flow $5.52M — positive
+ Revenue growth 15.30% QoQ
+ Debt/equity 0.36x — low leverage
Risks
- Altman Z -0.02 — distress zone
- Thin margins at -0.95%
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $7.50M | $6.46M | $12.03M | $13.27M | $10.26M |
| Net income | $27000.00 | $-3.96M | $-789000.00 | $-386000.00 | $-39000.00 |
| EPS | — | — | — | — | $-0.02 |
| Free cash flow | $2.77M | $-85000.00 | $9.11M | $3.95M | $5.52M |
| Profit margin | 0.36% | -61.24% | -6.56% | -2.91% | -0.95% |
Peer comparison
Smart narrative
NSTS Bancorp Inc trades at $13.79. Our Smart Value Score of 31/100 indicates the stock is weak. The company scores 6/9 on the Piotroski F-Score. With an Altman Z-Score of -0.02, it sits in the distress. TTM revenue stands at $10.26M. with profit margins at -0.95%.
Frequently asked questions
What is NSTS Bancorp Inc's stock price?
NSTS Bancorp Inc (NSTS) trades at $13.79, on a P/S of 6.5x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is NSTS Bancorp Inc overvalued?
NSTS Bancorp Inc carries a Smart Value Score of 31/100 (Grade F), which we rate Strong Sell. That score blends growth, quality, and valuation into one read.
What is NSTS Bancorp Inc's revenue?
NSTS Bancorp Inc's trailing twelve-month revenue is $10.26M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
NSTS Bancorp Inc's Altman Z-Score is -0.02, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio6.50x
ROE-0.12%
Beta0.22
50D MA$13.75
200D MA$12.42
Shares out0.00B
Float0.00B
Short ratio—
Avg volume0.0M
Performance
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