WallStSmart
NODK

NI Holdings Inc

NASDAQ: NODK · FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY

$12.88
-1.08% today

Updated 2026-04-30

Market cap
$265.95M
P/E ratio
P/S ratio
0.93x
EPS (TTM)
$-0.50
Dividend yield
52W range
$12 – $15
Volume
0.0M

WallStSmart proprietary scores

30
out of 100
Grade: F
Strong Sell
Investment rating
3.3
Growth
D
5.0
Quality
C+
2.0
Profitability
F
5.0
Valuation
C+
/9
Piotroski F-Score
Altman Z-Score
Industry rank
View all highly rated stocks (75+) →206 stocks currently score above 75

Price targets

Analyst target
$—
12-Month target
Intrinsic (DCF)
Margin of safety

Price chart

X-Ray snapshot

Strengths
+ Free cash flow $13.02M — positive
Risks
- Thin margins at -3.65%
- Revenue declining -17.50% QoQ

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$267.78M$304.02M$325.20M$285.05M$285.05M
Net income$-53.10M$-5.48M$-6.06M$-10.41M$-3.16M
EPS$-0.50
Free cash flow$-31.55M$25.00M$37.52M$1.79M$13.02M
Profit margin-19.83%-1.80%-1.86%-3.65%-3.65%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
NODK$265.95M303.32.05.05.0Avoid
BRK-B$1.03T543.37.55.08.0Buy
BRK-A$1.02T513.37.55.08.0Buy
JPM$828.64B738.08.05.75.5Strong Buy
V$636.99B687.310.05.05.5Strong Buy
MA$444.77B708.010.04.36.0Strong Buy

Smart narrative

NI Holdings Inc trades at $12.88. Our Smart Value Score of 30/100 indicates the stock is weak. TTM revenue stands at $285.05M. with profit margins at -3.65%.

Frequently asked questions

What is NI Holdings Inc's stock price?
NI Holdings Inc (NODK) trades at $12.88.
Is NI Holdings Inc overvalued?
Smart Value Score 30/100 (Grade F, Strong Sell).
What is the price target of NI Holdings Inc (NODK)?
The analyst target price is $—, representing NaN% downside from the current price of $12.88.
What is NI Holdings Inc's revenue?
TTM revenue is $285.05M.

Company info

SectorFINANCIAL SERVICES
IndustryINSURANCE - PROPERTY & CASUALTY
CountryUSA
ExchangeNASDAQ
CurrencyUSD

Quick metrics

P/S ratio0.93x
ROE-4.29%
Beta0.38
50D MA$13.08
200D MA$13.27
Shares out0.02B
Float0.00B
Short ratio
Avg volume0.0M

Performance

1 week
1 month
3 months
YTD
1 year
3 years
5 years