NIC
Nicolet Bankshares Inc.
NYSE: NIC · FINANCIAL SERVICES · BANKS - REGIONAL
$171.05
-1.22% today
Updated 2026-07-29
Market cap
$3.59B
P/E ratio
19.88
P/S ratio
8.19x
EPS (TTM)
$8.51
Dividend yield
0.75%
52W range
$113 – $173
Volume
0.3M
WallStSmart proprietary scores
63
out of 100
Grade: C+
Hold
Investment rating
6.7
Growth
B6.8
Quality
B7.0
Profitability
B+5.0
Valuation
C+7/9
Piotroski F-Score
Strong
1.3
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →206 stocks currently score above 75
Price targets
Analyst target
$177.80
+3.95%
12-Month target
$178.83
+4.55%
Intrinsic (DCF)
—
Margin of safety
—
3 Strong Buy1 Buy2 Hold0 Sell0 Strong Sell
Price chart
Stock snapshot
Strengths
+ Piotroski 7/9 — strong financial health
+ Profit margin 31.10% — above average
+ Free cash flow $15.08M — positive
+ Revenue growth 46.50% QoQ
+ Debt/equity 0.04x — low leverage
Risks
- Altman Z 1.30 — distress zone
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $332.07M | $416.85M | $519.42M | $552.61M | $428.66M |
| Net income | $94.26M | $61.52M | $124.06M | $150.69M | $56.90M |
| EPS | — | — | — | — | $8.51 |
| Free cash flow | $105.16M | $89.77M | $117.23M | $149.44M | $15.08M |
| Profit margin | 28.39% | 14.76% | 23.88% | 27.27% | 31.10% |
Peer comparison
Smart narrative
Nicolet Bankshares Inc. trades at $171.05. representing a P/E of 19.88x trailing earnings. Our Smart Value Score of 63/100 indicates the stock is good. The company scores 7/9 on the Piotroski F-Score. With an Altman Z-Score of 1.30, it sits in the distress. TTM revenue stands at $428.66M. with profit margins at 31.10%.
Frequently asked questions
What is Nicolet Bankshares Inc.'s stock price?
Nicolet Bankshares Inc. (NIC) trades at $171.05, on a P/E of 19.9x and a P/S of 8.2x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is Nicolet Bankshares Inc. overvalued?
Nicolet Bankshares Inc. carries a Smart Value Score of 63/100 (Grade C+), which we rate Hold. That score blends growth, quality, and valuation into one read.
What is the price target of Nicolet Bankshares Inc. (NIC)?
The 12-month analyst consensus target is $177.80, about 3.9% above the current $171.05. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is Nicolet Bankshares Inc.'s revenue?
Nicolet Bankshares Inc.'s trailing twelve-month revenue is $428.66M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
Nicolet Bankshares Inc.'s Altman Z-Score is 1.30, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNYSE
CurrencyUSD
Quick metrics
P/S ratio8.19x
ROE5.91%
Beta0.65
50D MA$150.39
200D MA$141.13
Shares out0.02B
Float0.02B
Short ratio—
Avg volume0.3M
Performance
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