WallStSmart
NBHC

National Bank Holdings Corporation

NYSE: NBHC · FINANCIAL SERVICES · BANKS - REGIONAL

$41.95
+1.13% today

Updated 2026-06-05

Market cap
$1.96B
P/E ratio
16.32
P/S ratio
4.57x
EPS (TTM)
$2.68
Dividend yield
2.94%
52W range
$34 – $44
Volume
0.3M

WallStSmart proprietary scores

63
out of 100
Grade: C+
Hold
Investment rating
6.7
Growth
B
7.0
Quality
B+
6.0
Profitability
B
5.7
Valuation
C+
5/9
Piotroski F-Score
Moderate
-0.0
Altman Z-Score
Distress
Industry rank
View all highly rated stocks (75+) →199 stocks currently score above 75

Price targets

Analyst target
$48.25
+15.02%
12-Month target
$31.01
-26.08%
Intrinsic (DCF)
Margin of safety
1 Strong Buy2 Buy1 Hold0 Sell0 Strong Sell

Price chart

Stock snapshot

Strengths
+ Profit margin 24.70% — above average
+ Revenue growth 33.70% QoQ
+ Debt/equity 0.13x — low leverage
Risks
- Altman Z -0.02 — distress zone
- Negative free cash flow $-62.32M

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$346.52M$553.56M$594.31M$583.94M$429.18M
Net income$71.27M$142.05M$118.81M$109.57M$20.79M
EPS$2.68
Free cash flow$202.20M$130.10M$120.68M$132.50M$-62.32M
Profit margin20.57%25.66%19.99%18.76%24.70%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
NBHC$1.96B636.76.05.77.0Buy
BRK-B$1.07T626.76.55.08.0Buy
BRK-A$1.07T616.76.55.07.0Buy
JPM$855.84B738.08.05.73.0Strong Buy
V$615.82B748.710.05.75.5Strong Buy
MA$433.52B708.010.05.05.5Strong Buy

Smart narrative

National Bank Holdings Corporation trades at $41.95. representing a P/E of 16.32x trailing earnings. Our Smart Value Score of 63/100 indicates the stock is good. The company scores 5/9 on the Piotroski F-Score. With an Altman Z-Score of -0.02, it sits in the distress. TTM revenue stands at $429.18M. with profit margins at 24.70%.

Frequently asked questions

What is National Bank Holdings Corporation's stock price?

National Bank Holdings Corporation (NBHC) trades at $41.95, on a P/E of 16.3x and a P/S of 4.6x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.

Is National Bank Holdings Corporation overvalued?

National Bank Holdings Corporation carries a Smart Value Score of 63/100 (Grade C+), which we rate Hold. That score blends growth, quality, and valuation into one read.

What is the price target of National Bank Holdings Corporation (NBHC)?

The 12-month analyst consensus target is $48.25, about 15.0% above the current $41.95. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.

What is National Bank Holdings Corporation's revenue?

National Bank Holdings Corporation's trailing twelve-month revenue is $429.18M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.

Altman Z-Score?

National Bank Holdings Corporation's Altman Z-Score is -0.02, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.

Company info

SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNYSE
CurrencyUSD

Quick metrics

P/S ratio4.57x
ROE7.09%
Beta0.78
50D MA$41.97
200D MA$39.67
Shares out0.04B
Float0.04B
Short ratio
Avg volume0.3M

Performance

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YTD
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