NBHC
National Bank Holdings Corporation
NYSE: NBHC · FINANCIAL SERVICES · BANKS - REGIONAL
$42.62
-0.54% today
Updated 2026-08-07
Market cap
$1.92B
P/E ratio
18.15
P/S ratio
4.25x
EPS (TTM)
$2.38
Dividend yield
3.01%
52W range
$34 – $47
Volume
0.4M
WallStSmart proprietary scores
61
out of 100
Grade: C+
Hold
Investment rating
6.0
Growth
B7.0
Quality
B+6.5
Profitability
B5.0
Valuation
C+5/9
Piotroski F-Score
Moderate
-0.0
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →211 stocks currently score above 75
Price targets
Analyst target
$48.50
+13.80%
12-Month target
$31.01
-27.24%
Intrinsic (DCF)
—
Margin of safety
—
1 Strong Buy2 Buy1 Hold0 Sell0 Strong Sell
Price chart
Stock snapshot
Strengths
+ Profit margin 21.80% — above average
+ Revenue growth 22.10% QoQ
+ Debt/equity 0.21x — low leverage
Risks
- Altman Z -0.02 — distress zone
- Negative free cash flow $-62.32M
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $346.52M | $553.56M | $594.31M | $583.94M | $452.27M |
| Net income | $71.27M | $142.05M | $118.81M | $109.57M | $26.49M |
| EPS | — | — | — | — | $2.38 |
| Free cash flow | $202.20M | $130.10M | $120.68M | $132.50M | $-62.32M |
| Profit margin | 20.57% | 25.66% | 19.99% | 18.76% | 21.80% |
Peer comparison
Smart narrative
National Bank Holdings Corporation trades at $42.62. representing a P/E of 18.15x trailing earnings. Our Smart Value Score of 61/100 indicates the stock is good. The company scores 5/9 on the Piotroski F-Score. With an Altman Z-Score of -0.02, it sits in the distress. TTM revenue stands at $452.27M. with profit margins at 21.80%.
Frequently asked questions
What is National Bank Holdings Corporation's stock price?
National Bank Holdings Corporation (NBHC) trades at $42.62, on a P/E of 18.2x and a P/S of 4.3x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is National Bank Holdings Corporation overvalued?
National Bank Holdings Corporation carries a Smart Value Score of 61/100 (Grade C+), which we rate Hold. That score blends growth, quality, and valuation into one read.
What is the price target of National Bank Holdings Corporation (NBHC)?
The 12-month analyst consensus target is $48.50, about 13.8% above the current $42.62. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is National Bank Holdings Corporation's revenue?
National Bank Holdings Corporation's trailing twelve-month revenue is $452.27M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
National Bank Holdings Corporation's Altman Z-Score is -0.02, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNYSE
CurrencyUSD
Quick metrics
P/S ratio4.25x
ROE7.09%
Beta0.77
50D MA$43.41
200D MA$40.53
Shares out0.04B
Float0.04B
Short ratio—
Avg volume0.4M
Performance
1 week—
1 month—
3 months—
YTD—
1 year—
3 years—
5 years—