WallStSmart
NAVI

Navient Corp

NASDAQ: NAVI · FINANCIAL SERVICES · CREDIT SERVICES

$9.24
-2.84% today

Updated 2026-04-30

Market cap
$893.84M
P/E ratio
P/S ratio
2.72x
EPS (TTM)
$-0.62
Dividend yield
52W range
$8 – $15
Volume
1.0M

WallStSmart proprietary scores

49
out of 100
Grade: C
Sell
Investment rating
4.7
Growth
C
5.0
Quality
C+
4.0
Profitability
C
6.7
Valuation
B
/9
Piotroski F-Score
Altman Z-Score
Industry rank
View all highly rated stocks (75+) →202 stocks currently score above 75

Price targets

Analyst target
$8.94
-3.25%
12-Month target
Intrinsic (DCF)
Margin of safety
0 Strong Buy1 Buy5 Hold1 Sell2 Strong Sell

Price chart

X-Ray snapshot

Strengths
+ Free cash flow $174.00M — positive
Risks
- Thin margins at -18.50%
- Revenue declining -0.80% QoQ

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$1.74B$4.84B$4.23B$3.23B$329.00M
Net income$645.00M$228.00M$131.00M$-80.00M$-5.00M
EPS$-0.62
Free cash flow$305.00M$676.00M$459.00M$441.00M$174.00M
Profit margin37.13%4.71%3.09%-2.48%-18.50%

Recent insider activity

DateInsiderTypeSharesPrice
2026-03-04STANDISH, TROYBuy51,843$8.68
2026-03-04HAUBER, STEPHEN MBuy73,444$8.68
2026-03-02STANDISH, TROYSale1,783$8.62

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
NAVI$893.84M494.74.06.75.0Hold
BRK-B$1.03T543.37.55.08.0Buy
BRK-A$1.01T533.37.55.08.0Buy
JPM$828.64B738.08.05.75.5Strong Buy
V$636.99B687.310.05.05.5Strong Buy
MA$449.94B708.010.04.36.0Strong Buy

Smart narrative

Navient Corp trades at $9.24. Our Smart Value Score of 49/100 indicates the stock is fair. TTM revenue stands at $329.00M. with profit margins at -18.50%.

Frequently asked questions

What is Navient Corp's stock price?
Navient Corp (NAVI) trades at $9.24.
Is Navient Corp overvalued?
Smart Value Score 49/100 (Grade C, Sell).
What is the price target of Navient Corp (NAVI)?
The analyst target price is $8.94, representing -3.2% downside from the current price of $9.24.
What is Navient Corp's revenue?
TTM revenue is $329.00M.

Company info

SectorFINANCIAL SERVICES
IndustryCREDIT SERVICES
CountryUSA
ExchangeNASDAQ
CurrencyUSD

Quick metrics

P/S ratio2.72x
ROE-2.46%
Beta1.29
50D MA$8.54
200D MA$11.53
Shares out0.09B
Float0.06B
Short ratio
Avg volume1.0M

Performance

1 week+3.73%
1 month+12.10%
3 months-7.19%
YTD-29.46%
1 year
3 years
5 years