NAVI
Navient Corp
NASDAQ: NAVI · FINANCIAL SERVICES · CREDIT SERVICES
$9.24
-2.84% today
Updated 2026-04-30
Market cap
$893.84M
P/E ratio
—
P/S ratio
2.72x
EPS (TTM)
$-0.62
Dividend yield
—
52W range
$8 – $15
Volume
1.0M
WallStSmart proprietary scores
49
out of 100
Grade: C
Sell
Investment rating
4.7
Growth
C5.0
Quality
C+4.0
Profitability
C6.7
Valuation
B—/9
Piotroski F-Score
—
—
Altman Z-Score
—
—
Industry rank
—
View all highly rated stocks (75+) →202 stocks currently score above 75
Price targets
Analyst target
$8.94
-3.25%
12-Month target
—
—
Intrinsic (DCF)
—
Margin of safety
—
0 Strong Buy1 Buy5 Hold1 Sell2 Strong Sell
Price chart
X-Ray snapshot
Strengths
+ Free cash flow $174.00M — positive
Risks
- Thin margins at -18.50%
- Revenue declining -0.80% QoQ
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $1.74B | $4.84B | $4.23B | $3.23B | $329.00M |
| Net income | $645.00M | $228.00M | $131.00M | $-80.00M | $-5.00M |
| EPS | — | — | — | — | $-0.62 |
| Free cash flow | $305.00M | $676.00M | $459.00M | $441.00M | $174.00M |
| Profit margin | 37.13% | 4.71% | 3.09% | -2.48% | -18.50% |
Recent insider activity
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-03-04 | STANDISH, TROY | Buy | 51,843 | $8.68 |
| 2026-03-04 | HAUBER, STEPHEN M | Buy | 73,444 | $8.68 |
| 2026-03-02 | STANDISH, TROY | Sale | 1,783 | $8.62 |
Peer comparison
Smart narrative
Navient Corp trades at $9.24. Our Smart Value Score of 49/100 indicates the stock is fair. TTM revenue stands at $329.00M. with profit margins at -18.50%.
Frequently asked questions
What is Navient Corp's stock price?
Navient Corp (NAVI) trades at $9.24.
Is Navient Corp overvalued?
Smart Value Score 49/100 (Grade C, Sell).
What is the price target of Navient Corp (NAVI)?
The analyst target price is $8.94, representing -3.2% downside from the current price of $9.24.
What is Navient Corp's revenue?
TTM revenue is $329.00M.
Company info
SectorFINANCIAL SERVICES
IndustryCREDIT SERVICES
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio2.72x
ROE-2.46%
Beta1.29
50D MA$8.54
200D MA$11.53
Shares out0.09B
Float0.06B
Short ratio—
Avg volume1.0M
Performance
1 week+3.73%
1 month+12.10%
3 months-7.19%
YTD-29.46%
1 year—
3 years—
5 years—