NAVI
Navient Corp
NASDAQ: NAVI · FINANCIAL SERVICES · CREDIT SERVICES
$8.32
+0.51% today
Updated 2026-06-05
Market cap
$804.55M
P/E ratio
—
P/S ratio
2.45x
EPS (TTM)
$-0.62
Dividend yield
7.70%
52W range
$8 – $15
Volume
1.1M
WallStSmart proprietary scores
49
out of 100
Grade: C
Sell
Investment rating
4.7
Growth
C3.0
Quality
D4.0
Profitability
C6.7
Valuation
B4/9
Piotroski F-Score
Moderate
0.3
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →202 stocks currently score above 75
Price targets
Analyst target
$9.44
+13.46%
12-Month target
—
—
Intrinsic (DCF)
—
Margin of safety
—
0 Strong Buy1 Buy4 Hold1 Sell2 Strong Sell
Price chart
Stock snapshot
Strengths
Insufficient data
Risks
- Altman Z 0.32 — distress zone
- Thin margins at -18.50%
- Negative free cash flow $-47.00M
- Revenue declining -0.80% QoQ
- Debt/equity 18.99x — high leverage
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $1.74B | $4.84B | $4.23B | $3.23B | $329.00M |
| Net income | $645.00M | $228.00M | $131.00M | $-80.00M | $17.00M |
| EPS | — | — | — | — | $-0.62 |
| Free cash flow | $305.00M | $676.00M | $459.00M | $441.00M | $-47.00M |
| Profit margin | 37.13% | 4.71% | 3.09% | -2.48% | -18.50% |
Recent insider activity
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-05-22 | STANDISH, TROY | Sale | 1,125 | $8.44 |
| 2026-05-22 | HAUBER, STEPHEN M | Sale | 816 | $8.44 |
| 2026-03-04 | STANDISH, TROY | Buy | 51,843 | $8.68 |
Peer comparison
Smart narrative
Navient Corp trades at $8.32. Our Smart Value Score of 49/100 indicates the stock is fair. The company scores 4/9 on the Piotroski F-Score. With an Altman Z-Score of 0.32, it sits in the distress. TTM revenue stands at $329.00M. with profit margins at -18.50%.
Frequently asked questions
What is Navient Corp's stock price?
Navient Corp (NAVI) trades at $8.32, on a P/S of 2.4x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is Navient Corp overvalued?
Navient Corp carries a Smart Value Score of 49/100 (Grade C), which we rate Sell. That score blends growth, quality, and valuation into one read.
What is the price target of Navient Corp (NAVI)?
The 12-month analyst consensus target is $9.44, about 13.5% above the current $8.32. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is Navient Corp's revenue?
Navient Corp's trailing twelve-month revenue is $329.00M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
Navient Corp's Altman Z-Score is 0.32, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorFINANCIAL SERVICES
IndustryCREDIT SERVICES
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio2.45x
ROE-2.52%
Beta1.26
50D MA$8.48
200D MA$11.01
Shares out0.09B
Float0.06B
Short ratio—
Avg volume1.1M
Performance
1 week+0.00%
1 month-4.05%
3 months-3.94%
YTD-39.92%
1 year—
3 years—
5 years—