Marqeta Inc (MQ) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Marqeta Inc stock (MQ) is currently trading at $4.19. Marqeta Inc PS ratio (Price-to-Sales) is 2.94. Analyst consensus price target for MQ is $5.21. WallStSmart rates MQ as Sell.
- MQ PE ratio analysis and historical PE chart
- MQ PS ratio (Price-to-Sales) history and trend
- MQ intrinsic value — DCF, Graham Number, EPV models
- MQ stock price prediction 2025 2026 2027 2028 2029 2030
- MQ fair value vs current price
- MQ insider transactions and insider buying
- Is MQ undervalued or overvalued?
- Marqeta Inc financial analysis — revenue, earnings, cash flow
- MQ Piotroski F-Score and Altman Z-Score
- MQ analyst price target and Smart Rating
Marqeta Inc
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Smart Analysis
Marqeta Inc (MQ) · 9 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in revenue growth, institutional own.. Concerns around return on equity and operating margin. Mixed signals suggest waiting for clearer direction before acting.
Marqeta Inc (MQ) Key Strengths (2)
83.56% of shares held by major funds and institutions
Strong revenue growth at 26.70% annually
Supporting Valuation Data
Marqeta Inc (MQ) Areas to Watch (7)
Company is destroying shareholder value
Losing money on operations
Company is losing money with a negative profit margin
Small-cap company with higher risk but more growth potential
Growth is fairly priced, not cheap, not expensive
Revenue is fairly priced at 2.94x sales
Fairly priced relative to book value
Supporting Valuation Data
Marqeta Inc (MQ) Detailed Analysis Report
Overall Assessment
This company scores 40/100 in our Smart Analysis, earning a D grade. Out of 9 metrics analyzed, 2 register as strengths (avg 9.0/10) while 7 fall into concern territory (avg 3.3/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Institutional Own., Revenue Growth. Growth metrics are encouraging with Revenue Growth at 26.70%.
The Bear Case
The primary concerns are Return on Equity, Operating Margin, Profit Margin. Some valuation metrics including PEG Ratio (1.50), Price/Sales (2.94), Price/Book (2.34) suggest expensive pricing. Profitability pressure is visible in Return on Equity at -1.51%, Operating Margin at -7.65%, Profit Margin at -2.23%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Return on Equity improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at -1.51% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 26.70% strong but requiring continuation.
Risk Considerations
Based on the metric profile, this is a higher risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Fundamental challenges outweigh strengths at current levels. Return on Equity and Operating Margin are the primary drags. Consider waiting for meaningful improvement before committing capital.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
MQ Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
MQ's Price-to-Sales ratio of 2.94x trades at a deep discount to its historical average of 7.34x (23th percentile). The current valuation is 93% below its historical high of 42.93x set in Oct 2021, and 33% above its historical low of 2.2x in Dec 2024. Over the past 12 months, the PS ratio has compressed from ~3.4x as trailing revenue scaled faster than the stock price.
WallStSmart Analysis Synopsis
Data-driven financial summary for Marqeta Inc (MQ) · TECHNOLOGY › SOFTWARE - INFRASTRUCTURE
The Big Picture
Marqeta Inc is a strong growth company balancing expansion with improving profitability. Revenue reached 625M with 27% growth year-over-year. The company is currently unprofitable, posting a -2.2% profit margin.
Key Findings
Revenue growing at 27% YoY, reaching 625M. This pace significantly outperforms most SOFTWARE - INFRASTRUCTURE peers.
Generating 34M in free cash flow and 53M in operating cash flow. Earnings are translating into actual cash generation.
The company is unprofitable with a -2.2% profit margin. The path to breakeven will be the key catalyst.
What to Watch Next
Growth sustainability: can Marqeta Inc maintain 27%+ revenue growth, or will competition slow it down?
Sector dynamics: monitor SOFTWARE - INFRASTRUCTURE industry trends, competitive moves, and regulatory changes that could impact Marqeta Inc.
Bottom Line
Marqeta Inc offers an attractive blend of growth (27% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About Marqeta Inc(MQ)
NASDAQ
TECHNOLOGY
SOFTWARE - INFRASTRUCTURE
USA
Marqeta, Inc. operates a cloud-based open application programming interface platform that provides transaction processing and card issuance services to developers, technical product managers, and visionary entrepreneurs. The company is headquartered in Oakland, California.