WallStSmart
MPB

Mid Penn Bancorp

NASDAQ: MPB · FINANCIAL SERVICES · BANKS - REGIONAL

$31.56
-4.17% today

Updated 2026-06-03

Market cap
$834.36M
P/E ratio
14.96
P/S ratio
3.47x
EPS (TTM)
$2.20
Dividend yield
2.62%
52W range
$25 – $35
Volume
0.2M

WallStSmart proprietary scores

65
out of 100
Grade: B
Buy
Investment rating
7.3
Growth
B+
6.5
Quality
B
6.5
Profitability
B
5.0
Valuation
C+
4/9
Piotroski F-Score
Moderate
-0.8
Altman Z-Score
Distress
Industry rank
View all highly rated stocks (75+) →202 stocks currently score above 75

Price targets

Analyst target
$35.50
+12.48%
12-Month target
$36.07
+14.29%
Intrinsic (DCF)
Margin of safety
1 Strong Buy1 Buy0 Hold0 Sell0 Strong Sell

Price chart

Stock snapshot

Strengths
+ Profit margin 21.30% — above average
+ Free cash flow $25.44M — positive
+ Revenue growth 33.30% QoQ
+ Debt/equity 0.06x — low leverage
Risks
- Altman Z -0.78 — distress zone

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$187.25M$236.34M$306.71M$326.93M$240.26M
Net income$54.81M$37.40M$49.44M$56.25M$8.71M
EPS$2.20
Free cash flow$55.74M$49.57M$44.47M$71.80M$25.44M
Profit margin29.27%15.82%16.12%17.21%21.30%

Recent insider activity

DateInsiderTypeSharesPrice
2026-05-15STEPHON, KENNETH JOHNBuy10,769
2026-05-15STEPHON, KENNETH JOHNSale5,261$31.12
2026-05-04DE, SOTO MATTHEW GBuy525$32.77

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
MPB$834.36M657.36.55.06.5Buy
BRK-B$1.02T626.76.55.08.0Buy
BRK-A$1.02T616.76.55.07.0Buy
JPM$806.43B738.08.05.73.0Strong Buy
V$603.46B748.710.05.75.5Strong Buy
MA$422.07B708.010.05.05.5Strong Buy

Smart narrative

Mid Penn Bancorp trades at $31.56. representing a P/E of 14.96x trailing earnings. Our Smart Value Score of 65/100 indicates the stock is good. The company scores 4/9 on the Piotroski F-Score. With an Altman Z-Score of -0.78, it sits in the distress. TTM revenue stands at $240.26M. with profit margins at 21.30%.

Frequently asked questions

What is Mid Penn Bancorp's stock price?

Mid Penn Bancorp (MPB) trades at $31.56, on a P/E of 15.0x and a P/S of 3.5x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.

Is Mid Penn Bancorp overvalued?

Mid Penn Bancorp carries a Smart Value Score of 65/100 (Grade B), which we rate Buy. That score blends growth, quality, and valuation into one read.

What is the price target of Mid Penn Bancorp (MPB)?

The 12-month analyst consensus target is $35.50, about 12.5% above the current $31.56. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.

What is the future stock price of MPB by 2030?

Our research-backed model puts the 2030 base case at $56.78, built from revenue projections, a growth-adjusted P/S multiple, net debt, and share dilution. It is a scenario rather than a prediction, and the bull and bear cases around it matter more than the single number when you are sizing a position.

What is Mid Penn Bancorp's revenue?

Mid Penn Bancorp's trailing twelve-month revenue is $240.26M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.

Altman Z-Score?

Mid Penn Bancorp's Altman Z-Score is -0.78, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.

Company info

SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD

Quick metrics

P/S ratio3.47x
ROE5.77%
Beta0.48
50D MA$32.84
200D MA$31.27
Shares out0.03B
Float0.02B
Short ratio
Avg volume0.2M

Performance

1 week+0.00%
1 month+1.25%
3 months+0.54%
YTD+1.58%
1 year
3 years
5 years