MOFG
MidWestOne Financial Group Inc
NASDAQ: MOFG · FINANCIAL SERVICES · BANKS - REGIONAL
$49.31
+0.00% today
Updated 2026-06-03
Market cap
$1.02B
P/E ratio
14.72
P/S ratio
4.59x
EPS (TTM)
$3.35
Dividend yield
2.01%
52W range
$26 – $50
Volume
0.6M
WallStSmart proprietary scores
55
out of 100
Grade: C+
Hold
Investment rating
2.0
Growth
F4.5
Quality
C7.5
Profitability
B+5.0
Valuation
C+3/9
Piotroski F-Score
Weak
-0.7
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →202 stocks currently score above 75
Price targets
Analyst target
$40.00
-18.88%
12-Month target
$39.45
-20.00%
Intrinsic (DCF)
—
Margin of safety
—
Price chart
Stock snapshot
Strengths
+ Profit margin 26.40% — above average
+ Free cash flow $16.75M — positive
+ Debt/equity 0.16x — low leverage
Risks
- Piotroski 3/9 — weak financial health
- Altman Z -0.66 — distress zone
- Revenue declining -14.60% QoQ
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2021 | 2022 | 2023 | 2024 | TTM |
|---|---|---|---|---|---|
| Revenue | $219.22M | $244.28M | $249.61M | $206.03M | $221.84M |
| Net income | $69.49M | $60.84M | $20.86M | $-60.29M | $17.02M |
| EPS | — | — | — | — | $3.35 |
| Free cash flow | $109.54M | $87.67M | $58.52M | $60.78M | $16.75M |
| Profit margin | 31.70% | 24.90% | 8.36% | -29.26% | 26.40% |
Peer comparison
Smart narrative
MidWestOne Financial Group Inc trades at $49.31. representing a P/E of 14.72x trailing earnings. Our Smart Value Score of 55/100 indicates the stock is fair. The company scores 3/9 on the Piotroski F-Score. With an Altman Z-Score of -0.66, it sits in the distress. TTM revenue stands at $221.84M. with profit margins at 26.40%.
Frequently asked questions
What is MidWestOne Financial Group Inc's stock price?
MidWestOne Financial Group Inc (MOFG) trades at $49.31, on a P/E of 14.7x and a P/S of 4.6x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is MidWestOne Financial Group Inc overvalued?
MidWestOne Financial Group Inc carries a Smart Value Score of 55/100 (Grade C+), which we rate Hold. That score blends growth, quality, and valuation into one read.
What is the price target of MidWestOne Financial Group Inc (MOFG)?
The 12-month analyst consensus target is $40.00, about 18.9% below the current $49.31. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is MidWestOne Financial Group Inc's revenue?
MidWestOne Financial Group Inc's trailing twelve-month revenue is $221.84M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
MidWestOne Financial Group Inc's Altman Z-Score is -0.66, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio4.59x
ROE10.00%
Beta1.06
50D MA$43.62
200D MA$34.49
Shares out0.02B
Float0.02B
Short ratio—
Avg volume0.6M
Performance
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