MidCap Financial Investment Corporation (MFIC) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
MidCap Financial Investment Corporation stock (MFIC) is currently trading at $11.21. MidCap Financial Investment Corporation PE ratio is 15.71. MidCap Financial Investment Corporation PS ratio (Price-to-Sales) is 3.11. Analyst consensus price target for MFIC is $11.12. WallStSmart rates MFIC as Underperform.
- MFIC PE ratio analysis and historical PE chart
- MFIC PS ratio (Price-to-Sales) history and trend
- MFIC intrinsic value — DCF, Graham Number, EPV models
- MFIC stock price prediction 2025 2026 2027 2028 2029 2030
- MFIC fair value vs current price
- MFIC insider transactions and insider buying
- Is MFIC undervalued or overvalued?
- MidCap Financial Investment Corporation financial analysis — revenue, earnings, cash flow
- MFIC Piotroski F-Score and Altman Z-Score
- MFIC analyst price target and Smart Rating
MidCap Financial Investment Corporation
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MFIC Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · MidCap Financial Investment Corporation (MFIC)
MFIC trades 147% above its Graham fair value of $4.62, indicating the stock may be overvalued at current levels.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
MidCap Financial Investment Corporation (MFIC) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in operating margin, price/book, profit margin. Concerns around peg ratio and return on equity. Mixed signals suggest waiting for clearer direction before acting.
MidCap Financial Investment Corporation (MFIC) Key Strengths (3)
Keeps $86 of every $100 in revenue after operating costs
Trading below book value, meaning the market prices it less than net assets
Strong profitability: $20 kept per $100 revenue
Supporting Valuation Data
MidCap Financial Investment Corporation (MFIC) Areas to Watch (7)
Revenue declining -4.60%, a shrinking business
Earnings declining -3.90%, profits shrinking
Very low returns on shareholder equity
Very expensive relative to growth, significant premium
Small-cap company with higher risk but more growth potential
Revenue is fairly priced at 3.11x sales
Moderate institutional interest at 36.28%
Supporting Valuation Data
MidCap Financial Investment Corporation (MFIC) Detailed Analysis Report
Overall Assessment
This company scores 49/100 in our Smart Analysis, earning a D+ grade. Out of 10 metrics analyzed, 3 register as strengths (avg 9.3/10) while 7 fall into concern territory (avg 2.9/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Operating Margin, Price/Book, Profit Margin. Valuation metrics including Price/Book (0.75) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 85.50%, Profit Margin at 19.70%.
The Bear Case
The primary concerns are Revenue Growth, EPS Growth, Return on Equity. Some valuation metrics including PEG Ratio (3.12), Price/Sales (3.11) suggest expensive pricing. Growth concerns include Revenue Growth at -4.60%, EPS Growth at -3.90%, which may limit upside. Profitability pressure is visible in Return on Equity at 4.66%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Revenue Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 4.66% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at -4.60% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a higher risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Fundamental challenges outweigh strengths at current levels. Revenue Growth and EPS Growth are the primary drags. Consider waiting for meaningful improvement before committing capital.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
MFIC Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
MFIC's Price-to-Sales ratio of 3.11x sits near its historical average of 3.01x (67th percentile), suggesting the market is pricing in steady-state growth. The current valuation is 1% below its historical high of 3.13x set in Mar 2026, and 12% above its historical low of 2.78x in Mar 2026. Over the past 12 months, the PS ratio has expanded from ~2.8x, reflecting growing market expectations outpacing revenue growth.
WallStSmart Analysis Synopsis
Data-driven financial summary for MidCap Financial Investment Corporation (MFIC) · FINANCIAL SERVICES › ASSET MANAGEMENT
The Big Picture
MidCap Financial Investment Corporation faces headwinds with declining revenue, though profitability provides a cushion. Revenue reached 321M with 5% decline year-over-year. Profit margins of 19.7% are healthy, with room for further expansion as the business scales.
Key Findings
Generating 27M in free cash flow and 27M in operating cash flow. Earnings are translating into actual cash generation.
ROE of 4.7% suggests the company isn't efficiently converting equity into profits.
What to Watch Next
Dividend sustainability with a current yield of 14.0%. Watch payout ratio and free cash flow coverage.
Sector dynamics: monitor ASSET MANAGEMENT industry trends, competitive moves, and regulatory changes that could impact MidCap Financial Investment Corporation.
Bottom Line
MidCap Financial Investment Corporation faces challenges with declining revenue. While profitability provides a buffer, the long-term trajectory needs to improve. Watch for management's strategic response and whether the company can stabilize or pivot to new growth drivers.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About MidCap Financial Investment Corporation(MFIC)
NASDAQ
FINANCIAL SERVICES
ASSET MANAGEMENT
USA
MidCap Financial Investment Corporation (MFIC) is a leading specialty finance firm dedicated to providing customized financing solutions to middle-market companies across a variety of industries. Utilizing innovative investment strategies, MFIC aims to enhance portfolio returns while emphasizing rigorous risk management and capital preservation. The firm is guided by a seasoned management team with extensive industry expertise, enabling it to effectively pinpoint valuable investment opportunities and establish itself as a trusted partner for enterprises seeking growth capital. With a strong focus on operational excellence, MFIC is well-equipped to navigate the complexities of the evolving market landscape.