MFA
MFA Financial Inc
NYSE: MFA · REAL ESTATE · REIT - MORTGAGE
$9.52
-3.38% today
Updated 2026-06-03
Market cap
$947.43M
P/E ratio
10.55
P/S ratio
3.29x
EPS (TTM)
$0.88
Dividend yield
15.50%
52W range
$8 – $10
Volume
1.4M
WallStSmart proprietary scores
47
out of 100
Grade: C
Sell
Investment rating
3.0
Growth
D5.8
Quality
C+5.0
Profitability
C+8.0
Valuation
A4/9
Piotroski F-Score
Moderate
—
Altman Z-Score
—
—
Industry rank
—
View all highly rated stocks (75+) →202 stocks currently score above 75
Price targets
Analyst target
$14.80
+55.46%
12-Month target
$9.21
-3.26%
Intrinsic (DCF)
$18.75
Margin of safety
+48.16%
1 Strong Buy1 Buy5 Hold0 Sell0 Strong Sell
Price chart
Stock snapshot
Strengths
+ Profit margin 46.70% — above average
+ Free cash flow $71.07M — positive
+ 48.16% below intrinsic value
Risks
- Revenue declining -46.50% QoQ
- Debt/equity 3.65x — high leverage
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $-67.62M | $234.05M | $279.61M | $875.24M | $288.15M |
| Net income | $-231.58M | $80.16M | $119.25M | $176.78M | $-984000.00 |
| EPS | — | — | — | — | $0.88 |
| Free cash flow | $365.78M | $108.74M | $200.12M | $76.25M | $71.07M |
| Profit margin | 342.47% | 34.25% | 42.65% | 20.20% | 46.70% |
Recent insider activity
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-06-08 | WALD, RICHARD C. | Buy | 16,448 | — |
| 2026-06-08 | STAMPS, SHEILA A | Buy | 16,448 | — |
| 2026-06-08 | SMALL, CHRISTOPHER R. | Buy | 16,448 | — |
Peer comparison
Smart narrative
MFA Financial Inc trades at $9.52. representing a P/E of 10.55x trailing earnings. Our Smart Value Score of 47/100 indicates the stock is fair. The company scores 4/9 on the Piotroski F-Score. TTM revenue stands at $288.15M. with profit margins at 46.70%. Our DCF model estimates intrinsic value at $18.75.
Frequently asked questions
What is MFA Financial Inc's stock price?
MFA Financial Inc (MFA) trades at $9.52, on a P/E of 10.6x and a P/S of 3.3x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is MFA Financial Inc overvalued?
MFA Financial Inc carries a Smart Value Score of 47/100 (Grade C), which we rate Sell. That score blends growth, quality, and valuation into one read. Our DCF puts intrinsic value at $18.75 versus the $9.52 price, a 48.2% margin of safety on a cash flow basis.
What is the price target of MFA Financial Inc (MFA)?
The 12-month analyst consensus target is $14.80, about 55.5% above the current $9.52. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is the intrinsic value of MFA Financial Inc (MFA)?
Our DCF model estimates intrinsic value at $18.75, a +48.2% margin of safety versus today's $9.52. Intrinsic value is what the projected cash flows are worth today. A positive reading means the price sits below that estimate, leaving a cushion if growth holds.
What is MFA Financial Inc's revenue?
MFA Financial Inc's trailing twelve-month revenue is $288.15M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Company info
SectorREAL ESTATE
IndustryREIT - MORTGAGE
CountryUSA
ExchangeNYSE
CurrencyUSD
Quick metrics
P/S ratio3.29x
ROE7.57%
Beta1.51
50D MA$9.79
200D MA$9.68
Shares out0.10B
Float0.10B
Short ratio—
Avg volume1.4M
Performance
1 week+0.00%
1 month-4.09%
3 months-6.82%
YTD-1.72%
1 year—
3 years—
5 years—