WallStSmart
MCY

Mercury General Corporation

NYSE: MCY · FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY

$95.65
-2.63% today

Updated 2026-04-29

Market cap
$5.30B
P/E ratio
9.79
P/S ratio
0.88x
EPS (TTM)
$9.77
Dividend yield
1.29%
52W range
$53 – $100
Volume
0.3M

WallStSmart proprietary scores

73
out of 100
Grade: B
Buy
Investment rating
8.0
Growth
A
6.3
Quality
B
7.0
Profitability
B+
7.0
Valuation
B+
3/9
Piotroski F-Score
Weak
1.7
Altman Z-Score
Distress
Industry rank
View all highly rated stocks (75+) →206 stocks currently score above 75

Price targets

Analyst target
$110.00
+15.00%
12-Month target
$89.32
-6.62%
Intrinsic (DCF)
Margin of safety

Price chart

X-Ray snapshot

Strengths
+ ROE 24.80% — strong efficiency
+ Free cash flow $273.86M — positive
+ Revenue growth 14.10% QoQ
Risks
- Piotroski 3/9 — weak financial health
- Altman Z 1.69 — distress zone

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$3.64B$4.63B$5.48B$5.99B$5.99B
Net income$-512.67M$96.34M$467.95M$541.09M$202.55M
EPS$9.77
Free cash flow$317.08M$416.18M$990.98M$1.03B$273.86M
Profit margin-14.07%2.08%8.55%9.03%9.03%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
MCY$5.30B738.07.07.06.3Strong Buy
BRK-B$1.03T543.37.55.08.0Buy
BRK-A$1.02T513.37.55.08.0Buy
JPM$828.64B738.08.05.75.5Strong Buy
V$636.99B687.310.05.05.5Strong Buy
MA$444.77B708.010.04.36.0Strong Buy

Smart narrative

Mercury General Corporation trades at $95.65. representing a P/E of 9.79x trailing earnings. Our Smart Value Score of 73/100 indicates the stock is good. The company scores 3/9 on the Piotroski F-Score. With an Altman Z-Score of 1.69, it sits in the distress. TTM revenue stands at $5.99B. with profit margins at 9.03%.

Frequently asked questions

What is Mercury General Corporation's stock price?
Mercury General Corporation (MCY) trades at $95.65.
Is Mercury General Corporation overvalued?
Smart Value Score 73/100 (Grade B, Buy).
What is the price target of Mercury General Corporation (MCY)?
The analyst target price is $110.00, representing +15.0% upside from the current price of $95.65.
What is Mercury General Corporation's revenue?
TTM revenue is $5.99B.
Piotroski F-Score?
3/9 — weak financial health.
Altman Z-Score?
1.69 — distress.

Company info

SectorFINANCIAL SERVICES
IndustryINSURANCE - PROPERTY & CASUALTY
CountryUSA
ExchangeNYSE
CurrencyUSD

Quick metrics

P/S ratio0.88x
ROE24.80%
Beta0.93
50D MA$90.73
200D MA$84.91
Shares out0.06B
Float0.03B
Short ratio
Avg volume0.3M

Performance

1 week
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YTD
1 year
3 years
5 years