MCY
Mercury General Corporation
NYSE: MCY · FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY
$100.10
-2.42% today
Updated 2026-10-28
Market cap
$5.69B
P/E ratio
6.08
P/S ratio
0.86x
EPS (TTM)
$16.92
Dividend yield
1.25%
52W range
$73 – $113
Volume
0.3M
WallStSmart proprietary scores
78
out of 100
Grade: B+
Buy
Investment rating
8.0
Growth
A6.0
Quality
B7.5
Profitability
B+7.0
Valuation
B+3/9
Piotroski F-Score
Weak
0.9
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →270 stocks currently score above 75
Price targets
Analyst target
$120.00
+19.88%
12-Month target
$89.32
-10.77%
Intrinsic (DCF)
—
Margin of safety
—
Price chart
Stock snapshot
Strengths
+ ROE 32.42% — strong efficiency
+ Free cash flow $201.57M — positive
+ Revenue growth 13.80% QoQ
+ Debt/equity 0.34x — low leverage
Risks
- Piotroski 3/9 — weak financial health
- Altman Z 0.94 — distress zone
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $3.64B | $4.63B | $5.48B | $5.99B | $6.34B |
| Net income | $-512.67M | $96.34M | $467.95M | $541.09M | $263.50M |
| EPS | — | — | — | — | $16.92 |
| Free cash flow | $317.08M | $416.18M | $990.98M | $1.03B | $201.57M |
| Profit margin | -14.07% | 2.08% | 8.55% | 9.03% | 14.80% |
Peer comparison
Smart narrative
Mercury General Corporation trades at $100.10. representing a P/E of 6.08x trailing earnings. Our Smart Value Score of 78/100 indicates the stock is good. The company scores 3/9 on the Piotroski F-Score. With an Altman Z-Score of 0.94, it sits in the distress. TTM revenue stands at $6.34B. with profit margins at 14.80%.
Frequently asked questions
What is Mercury General Corporation's stock price?
Mercury General Corporation (MCY) trades at $100.10, on a P/E of 6.1x and a P/S of 0.9x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is Mercury General Corporation overvalued?
Mercury General Corporation carries a Smart Value Score of 78/100 (Grade B+), which we rate Buy. That score blends growth, quality, and valuation into one read.
What is the price target of Mercury General Corporation (MCY)?
The 12-month analyst consensus target is $120.00, about 19.9% above the current $100.10. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is Mercury General Corporation's revenue?
Mercury General Corporation's trailing twelve-month revenue is $6.34B. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
Mercury General Corporation's Altman Z-Score is 0.94, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorFINANCIAL SERVICES
IndustryINSURANCE - PROPERTY & CASUALTY
CountryUSA
ExchangeNYSE
CurrencyUSD
Quick metrics
P/S ratio0.86x
ROE32.42%
Beta0.91
50D MA$102.88
200D MA$97.96
Shares out0.06B
Float0.03B
Short ratio—
Avg volume0.3M
Performance
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