LX
Lexinfintech Holdings Ltd
NASDAQ: LX · FINANCIAL SERVICES · CREDIT SERVICES
$1.47
+0.68% today
Updated 2026-08-03
Market cap
$240.59M
P/E ratio
1.20
P/S ratio
0.02x
EPS (TTM)
$1.22
Dividend yield
25.80%
52W range
$1 – $6
Volume
2.4M
WallStSmart proprietary scores
48
out of 100
Grade: C
Sell
Investment rating
4.7
Growth
C8.0
Quality
A5.5
Profitability
C+6.7
Valuation
B5/9
Piotroski F-Score
Moderate
2.5
Altman Z-Score
Grey zone
—
Industry rank
—
View all highly rated stocks (75+) →207 stocks currently score above 75
Price targets
Analyst target
$3.48
+136.80%
12-Month target
$1.65
+12.24%
Intrinsic (DCF)
—
Margin of safety
—
1 Strong Buy3 Buy1 Hold0 Sell0 Strong Sell
Price chart
Stock snapshot
Strengths
+ Debt/equity 0.33x — low leverage
Risks
No major risks identified
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $9.87B | $13.06B | $14.20B | $12.79B | $13.36B |
| Net income | $819.75M | $1.07B | $1.10B | $1.63B | $200.22M |
| EPS | — | — | — | — | $1.22 |
| Free cash flow | $-49.97M | $2.56B | $834.40M | $3.26B | — |
| Profit margin | 8.31% | 8.16% | 7.75% | 12.75% | 10.80% |
Peer comparison
Smart narrative
Lexinfintech Holdings Ltd trades at $1.47. representing a P/E of 1.20x trailing earnings. Our Smart Value Score of 48/100 indicates the stock is fair. The company scores 5/9 on the Piotroski F-Score. With an Altman Z-Score of 2.52, it sits in the grey zone. TTM revenue stands at $13.36B. with profit margins at 10.80%.
Frequently asked questions
What is Lexinfintech Holdings Ltd's stock price?
Lexinfintech Holdings Ltd (LX) trades at $1.47, on a P/E of 1.2x and a P/S of 0.0x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is Lexinfintech Holdings Ltd overvalued?
Lexinfintech Holdings Ltd carries a Smart Value Score of 48/100 (Grade C), which we rate Sell. That score blends growth, quality, and valuation into one read.
What is the price target of Lexinfintech Holdings Ltd (LX)?
The 12-month analyst consensus target is $3.48, about 136.8% above the current $1.47. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is Lexinfintech Holdings Ltd's revenue?
Lexinfintech Holdings Ltd's trailing twelve-month revenue is $13.36B. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
Lexinfintech Holdings Ltd's Altman Z-Score is 2.52, which places it in the grey zone. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorFINANCIAL SERVICES
IndustryCREDIT SERVICES
CountryChina
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio0.02x
ROE11.97%
Beta0.80
50D MA$1.92
200D MA$2.86
Shares out0.13B
Float0.11B
Short ratio—
Avg volume2.4M
Performance
1 week-4.17%
1 month-1.29%
3 months-24.34%
YTD-29.66%
1 year—
3 years—
5 years—