WallStSmart
LX

Lexinfintech Holdings Ltd

NASDAQ: LX · FINANCIAL SERVICES · CREDIT SERVICES

$2.16
+3.85% today

Updated 2026-05-06

Market cap
$342.76M
P/E ratio
1.51
P/S ratio
0.03x
EPS (TTM)
$1.38
Dividend yield
18.20%
52W range
$2 – $8
Volume
1.6M

WallStSmart proprietary scores

46
out of 100
Grade: C
Sell
Investment rating
3.3
Growth
D
7.5
Quality
B+
6.0
Profitability
B
6.7
Valuation
B
5/9
Piotroski F-Score
Moderate
2.4
Altman Z-Score
Grey zone
Industry rank
View all highly rated stocks (75+) →197 stocks currently score above 75

Price targets

Analyst target
$4.13
+91.02%
12-Month target
$1.65
-23.61%
Intrinsic (DCF)
Margin of safety
1 Strong Buy3 Buy1 Hold0 Sell0 Strong Sell

Price chart

Stock snapshot

Strengths
+ Debt/equity 0.12x — low leverage
Risks
- Revenue declining -16.80% QoQ

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$9.87B$13.06B$14.20B$12.79B$13.15B
Net income$819.75M$1.07B$1.10B$1.63B$211.13M
EPS$1.38
Free cash flow$-49.97M$2.56B$834.40M$3.26B
Profit margin8.31%8.16%7.75%12.75%12.80%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
LX$342.76M463.36.06.77.5Hold
BRK-A$1.02T596.76.55.08.5Buy
BRK-B$1.02T626.76.55.08.0Buy
JPM$824.35B738.08.05.75.5Strong Buy
V$623.83B728.710.05.05.5Strong Buy
MA$445.98B708.010.05.06.0Strong Buy

Smart narrative

Lexinfintech Holdings Ltd trades at $2.16. representing a P/E of 1.51x trailing earnings. Our Smart Value Score of 46/100 indicates the stock is fair. The company scores 5/9 on the Piotroski F-Score. With an Altman Z-Score of 2.39, it sits in the grey zone. TTM revenue stands at $13.15B. with profit margins at 12.80%.

Frequently asked questions

What is Lexinfintech Holdings Ltd's stock price?
Lexinfintech Holdings Ltd (LX) trades at $2.16.
Is Lexinfintech Holdings Ltd overvalued?
Smart Value Score 46/100 (Grade C, Sell).
What is the price target of Lexinfintech Holdings Ltd (LX)?
The analyst target price is $4.13, representing +91.0% upside from the current price of $2.16.
What is Lexinfintech Holdings Ltd's revenue?
TTM revenue is $13.15B.
Piotroski F-Score?
5/9 — moderate financial health.
Altman Z-Score?
2.39 — grey zone.

Company info

SectorFINANCIAL SERVICES
IndustryCREDIT SERVICES
CountryChina
ExchangeNASDAQ
CurrencyUSD

Quick metrics

P/S ratio0.03x
ROE14.80%
Beta0.81
50D MA$2.42
200D MA$4.05
Shares out0.13B
Float0.21B
Short ratio
Avg volume1.6M

Performance

1 week-4.17%
1 month-1.29%
3 months-24.34%
YTD-29.66%
1 year
3 years
5 years