LU
Lufax Holding Ltd
NYSE: LU · FINANCIAL SERVICES · CREDIT SERVICES
$1.97
-6.45% today
Updated 2026-06-05
Market cap
$1.15B
P/E ratio
—
P/S ratio
0.04x
EPS (TTM)
$-0.36
Dividend yield
—
52W range
$1 – $5
Volume
1.5M
WallStSmart proprietary scores
42
out of 100
Grade: D
Sell
Investment rating
2.7
Growth
F4.5
Quality
C5.0
Profitability
C+5.0
Valuation
C+4/9
Piotroski F-Score
Moderate
0.7
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →199 stocks currently score above 75
Price targets
Analyst target
$2.79
+41.37%
12-Month target
—
—
Intrinsic (DCF)
—
Margin of safety
—
1 Strong Buy2 Buy1 Hold1 Sell0 Strong Sell
Price chart
Stock snapshot
Strengths
+ Free cash flow $12.75B — positive
Risks
- Altman Z 0.71 — distress zone
- Thin margins at -6.99%
- Revenue declining -19.50% QoQ
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $69.03B | $41.68B | $24.51B | $28.13B | $29.99B |
| Net income | $8.70B | $886.87M | $-3.87B | $-2.04B | $-2.04B |
| EPS | — | — | — | — | $-0.36 |
| Free cash flow | $4.33B | $14.98B | $1.74B | $12.75B | $12.75B |
| Profit margin | 12.60% | 2.13% | -15.79% | -7.25% | -6.99% |
Peer comparison
Smart narrative
Lufax Holding Ltd trades at $1.97. Our Smart Value Score of 42/100 indicates the stock is fair. The company scores 4/9 on the Piotroski F-Score. With an Altman Z-Score of 0.71, it sits in the distress. TTM revenue stands at $29.99B. with profit margins at -6.99%.
Frequently asked questions
What is Lufax Holding Ltd's stock price?
Lufax Holding Ltd (LU) trades at $1.97, on a P/S of 0.0x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is Lufax Holding Ltd overvalued?
Lufax Holding Ltd carries a Smart Value Score of 42/100 (Grade D), which we rate Sell. That score blends growth, quality, and valuation into one read.
What is the price target of Lufax Holding Ltd (LU)?
The 12-month analyst consensus target is $2.79, about 41.4% above the current $1.97. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is Lufax Holding Ltd's revenue?
Lufax Holding Ltd's trailing twelve-month revenue is $29.99B. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
Lufax Holding Ltd's Altman Z-Score is 0.71, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorFINANCIAL SERVICES
IndustryCREDIT SERVICES
CountryChina
ExchangeNYSE
CurrencyUSD
Quick metrics
P/S ratio0.04x
ROE-2.07%
Beta0.68
50D MA$1.79
200D MA$2.56
Shares out0.87B
Float0.25B
Short ratio—
Avg volume1.5M
Performance
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