WallStSmart
KMPR

Kemper Corporation

NYSE: KMPR · FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY

$34.30
-1.32% today

Updated 2026-11-12

Market cap
$2.05B
P/E ratio
—
P/S ratio
0.46x
EPS (TTM)
$-7.21
Dividend yield
3.72%
52W range
$22 – $40
Volume
0.9M

WallStSmart proprietary scores

49
out of 100
Grade: C
Sell
Investment rating
2.0
Growth
F
7.3
Quality
B+
3.5
Profitability
D
6.0
Valuation
B
4/9
Piotroski F-Score
Moderate
—
Altman Z-Score
—
—
Industry rank
—
View all highly rated stocks (75+) →259 stocks currently score above 75

Price targets

Analyst target
$37.33
+8.83%
12-Month target
$29.33
-14.49%
Intrinsic (DCF)
—
Margin of safety
—
0 Strong Buy2 Buy2 Hold0 Sell2 Strong Sell

Price chart

Stock snapshot

Strengths
+ Free cash flow $97.00M — positive
+ Debt/equity 0.43x — low leverage
Risks
- Thin margins at -9.50%
- Revenue declining -12.00% QoQ

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$5.45B$4.94B$4.63B$4.80B$4.44B
Net income$-286.60M$-347.10M$317.80M$143.30M$-464.80M
EPS————$-7.21
Free cash flow$-241.10M$-188.00M$329.70M$553.90M$97.00M
Profit margin-5.26%-7.02%6.86%2.99%-9.50%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
KMPR$2.05B492.03.56.07.3—Hold
BRK-A$1.16T747.37.55.08.5—Strong Buy
BRK-B$1.16T747.37.55.08.0—Strong Buy
JPM$895.04B737.38.06.33.0—Strong Buy
V$773.00B707.310.04.35.5—Strong Buy
MA$555.82B707.310.04.35.5—Strong Buy

Smart narrative

Kemper Corporation trades at $34.30. Our Smart Value Score of 49/100 indicates the stock is fair. The company scores 4/9 on the Piotroski F-Score. TTM revenue stands at $4.44B. with profit margins at -9.50%.

Frequently asked questions

What is Kemper Corporation's stock price?

Kemper Corporation (KMPR) trades at $34.30, on a P/S of 0.5x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.

Is Kemper Corporation overvalued?

Kemper Corporation carries a Smart Value Score of 49/100 (Grade C), which we rate Sell. That score blends growth, quality, and valuation into one read.

What is the price target of Kemper Corporation (KMPR)?

The 12-month analyst consensus target is $37.33, about 8.8% above the current $34.30. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.

What is Kemper Corporation's revenue?

Kemper Corporation's trailing twelve-month revenue is $4.44B. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.

Company info

SectorFINANCIAL SERVICES
IndustryINSURANCE - PROPERTY & CASUALTY
CountryUSA
ExchangeNYSE
CurrencyUSD

Quick metrics

P/S ratio0.46x
ROE1.58%
Beta1.04
50D MA$28.59
200D MA$29.56
Shares out0.06B
Float0.05B
Short ratio—
Avg volume0.9M

Performance

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