WallStSmart
HWBK

Hawthorn Bancshares Inc

NASDAQ: HWBK · FINANCIAL SERVICES · BANKS - REGIONAL

$36.51
-0.49% today

Updated 2026-06-02

Market cap
$251.10M
P/E ratio
10.43
P/S ratio
3.10x
EPS (TTM)
$3.49
Dividend yield
2.29%
52W range
$27 – $37
Volume
0.0M

WallStSmart proprietary scores

57
out of 100
Grade: C+
Hold
Investment rating
6.7
Growth
B
4.0
Quality
C
7.5
Profitability
B+
6.7
Valuation
B
4/9
Piotroski F-Score
Moderate
-0.6
Altman Z-Score
Distress
Industry rank
View all highly rated stocks (75+) →202 stocks currently score above 75

Price targets

Analyst target
$41.25
+12.98%
12-Month target
$41.25
+12.98%
Intrinsic (DCF)
Margin of safety

Price chart

Stock snapshot

Strengths
+ Profit margin 29.80% — above average
+ Free cash flow $6.10M — positive
Risks
- Altman Z -0.62 — distress zone

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$83.22M$87.96M$109.67M$112.08M$80.99M
Net income$20.75M$956000.00$18.26M$23.80M$6.78M
EPS$3.49
Free cash flow$17.71M$15.51M$22.59M$22.84M$6.10M
Profit margin24.94%1.09%16.65%21.23%29.80%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
HWBK$251.10M576.77.56.74.0Buy
BRK-B$1.02T626.76.55.08.0Buy
BRK-A$1.02T616.76.55.07.0Buy
JPM$806.43B738.08.05.73.0Strong Buy
V$603.46B748.710.05.75.5Strong Buy
MA$422.07B708.010.05.05.5Strong Buy

Smart narrative

Hawthorn Bancshares Inc trades at $36.51. representing a P/E of 10.43x trailing earnings. Our Smart Value Score of 57/100 indicates the stock is fair. The company scores 4/9 on the Piotroski F-Score. With an Altman Z-Score of -0.62, it sits in the distress. TTM revenue stands at $80.99M. with profit margins at 29.80%.

Frequently asked questions

What is Hawthorn Bancshares Inc's stock price?

Hawthorn Bancshares Inc (HWBK) trades at $36.51, on a P/E of 10.4x and a P/S of 3.1x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.

Is Hawthorn Bancshares Inc overvalued?

Hawthorn Bancshares Inc carries a Smart Value Score of 57/100 (Grade C+), which we rate Hold. That score blends growth, quality, and valuation into one read.

What is the price target of Hawthorn Bancshares Inc (HWBK)?

The 12-month analyst consensus target is $41.25, about 13.0% above the current $36.51. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.

What is Hawthorn Bancshares Inc's revenue?

Hawthorn Bancshares Inc's trailing twelve-month revenue is $80.99M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.

Altman Z-Score?

Hawthorn Bancshares Inc's Altman Z-Score is -0.62, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.

Company info

SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD

Quick metrics

P/S ratio3.10x
ROE14.36%
Beta0.47
50D MA$34.80
200D MA$33.09
Shares out0.01B
Float0.01B
Short ratio
Avg volume0.0M

Performance

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YTD
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