WallStSmart
HTH

Hilltop Holdings Inc

NYSE: HTH · FINANCIAL SERVICES · FINANCIAL CONGLOMERATES

$39.53
-0.70% today

Updated 2026-07-29

Market cap
$2.24B
P/E ratio
14.54
P/S ratio
1.77x
EPS (TTM)
$2.63
Dividend yield
1.91%
52W range
$29 – $40
Volume
0.3M

WallStSmart proprietary scores

56
out of 100
Grade: C+
Hold
Investment rating
3.3
Growth
D
4.5
Quality
C
5.5
Profitability
C+
7.0
Valuation
B+
6/9
Piotroski F-Score
Moderate
0.1
Altman Z-Score
Distress
Industry rank
View all highly rated stocks (75+) →206 stocks currently score above 75

Price targets

Analyst target
$40.33
+2.02%
12-Month target
$44.45
+12.45%
Intrinsic (DCF)
Margin of safety
0 Strong Buy0 Buy4 Hold0 Sell0 Strong Sell

Price chart

Stock snapshot

Strengths
Insufficient data
Risks
- Altman Z 0.07 — distress zone
- Negative free cash flow $-164.09M
- Revenue declining -3.40% QoQ

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$1.35B$1.50B$1.54B$1.63B$1.26B
Net income$113.13M$109.65M$113.21M$165.59M$36.52M
EPS$2.63
Free cash flow$1.18B$434.54M$266.80M$-95.10M$-164.09M
Profit margin8.36%7.29%7.35%10.19%12.80%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
HTH$2.24B563.35.57.04.5Buy
BRK-B$1.06T626.76.55.08.0Buy
BRK-A$1.05T616.76.55.07.0Buy
JPM$900.78B8110.08.05.73.0Exceptional Buy
V$672.11B728.710.04.35.5Strong Buy
MA$480.32B708.010.04.35.5Strong Buy

Smart narrative

Hilltop Holdings Inc trades at $39.53. representing a P/E of 14.54x trailing earnings. Our Smart Value Score of 56/100 indicates the stock is fair. The company scores 6/9 on the Piotroski F-Score. With an Altman Z-Score of 0.07, it sits in the distress. TTM revenue stands at $1.26B. with profit margins at 12.80%.

Frequently asked questions

What is Hilltop Holdings Inc's stock price?

Hilltop Holdings Inc (HTH) trades at $39.53, on a P/E of 14.5x and a P/S of 1.8x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.

Is Hilltop Holdings Inc overvalued?

Hilltop Holdings Inc carries a Smart Value Score of 56/100 (Grade C+), which we rate Hold. That score blends growth, quality, and valuation into one read.

What is the price target of Hilltop Holdings Inc (HTH)?

The 12-month analyst consensus target is $40.33, about 2.0% above the current $39.53. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.

What is Hilltop Holdings Inc's revenue?

Hilltop Holdings Inc's trailing twelve-month revenue is $1.26B. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.

Altman Z-Score?

Hilltop Holdings Inc's Altman Z-Score is 0.07, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.

Company info

SectorFINANCIAL SERVICES
IndustryFINANCIAL CONGLOMERATES
CountryUSA
ExchangeNYSE
CurrencyUSD

Quick metrics

P/S ratio1.77x
ROE7.52%
Beta0.87
50D MA$37.91
200D MA$36.04
Shares out0.06B
Float0.04B
Short ratio
Avg volume0.3M

Performance

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YTD
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