What is Heritage Insurance Hldgs Inc (HRTG) stock price today?

Heritage Insurance Hldgs Inc (HRTG) currently trades at $29.32 per share. The stock has a market capitalization of $918.55M and a P/E ratio of 4.73x.

Is HRTG stock a buy, sell, or hold in 2026?

Based on WallStSmart's proprietary analysis, Heritage Insurance Hldgs Inc has a Smart Value Score of 72/100 (Grade B), resulting in a "Buy" investment rating. The Piotroski F-Score is —/9 and Altman Z-Score is —.

What is the HRTG stock price target for 2026?

WallStSmart's 12-month price target for Heritage Insurance Hldgs Inc is $33.10.

What is Heritage Insurance Hldgs Inc's revenue and earnings?

Heritage Insurance Hldgs Inc has trailing twelve-month (TTM) revenue of $847.33M with profit margins of 23.10%. Earnings per share (EPS) is $6.32.

HRTG

Heritage Insurance Hldgs Inc

NYSE: HRTG · FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY

$29.32

-0.37% today

Updated 2026-04-30

Market cap

$918.55M

P/E ratio

4.73

P/S ratio

1.08x

EPS (TTM)

$6.32

Dividend yield

—

52W range

$17 – $32

Volume

0.3M

Market cap

$918.55M

P/E ratio

4.73

P/S ratio

1.08x

EPS (TTM)

$6.32

Dividend yield

—

52W range

$17 – $32

Volume

0.3M

WallStSmart proprietary scores

out of 100

Grade: B

Buy

Investment rating

6.7

Growth

5.0

Quality

C+

8.5

Profitability

6.7

Valuation

—/9

Piotroski F-Score

—

Altman Z-Score

—

Industry rank

—

View all highly rated stocks (75+) →206 stocks currently score above 75

Price targets

Analyst target

$36.50

+24.49%

12-Month target

$33.10

+12.89%

Intrinsic (DCF)

—

Margin of safety

—

1 Strong Buy1 Buy1 Hold0 Sell0 Strong Sell

Price chart

X-Ray snapshot

Strengths

+ Profit margin 23.10% — above average

+ ROE 49.10% — strong efficiency

+ Free cash flow $8.08M — positive

Risks

No major risks identified

Key financials

Revenue Net Income Free Cash Flow

Metric	2022	2023	2024	2025	TTM
Revenue	$662.46M	$735.50M	$816.99M	$847.33M	$847.33M
Net income	$-154.36M	$45.31M	$61.54M	$195.59M	$66.67M
EPS	—	—	—	—	$6.32
Free cash flow	$-46.64M	$60.52M	$78.86M	$174.16M	$8.08M
Profit margin	-23.30%	6.16%	7.53%	23.08%	23.10%

Recent insider activity

Date	Insider	Type	Shares	Price
2026-04-02	MOURA, TIMOTHY	Sale	16,325	$26.08
2026-04-02	MOURA, TIMOTHY	Sale	8,444	$25.13
2026-04-01	MOURA, TIMOTHY	Sale	24,619	$25.78

Peer comparison

Company	Mkt Cap	Score	Growth	Profit	Value	Quality	MoS	Rating
HRTG	$918.55M	72	6.7	8.5	6.7	5.0	—	Strong Buy
BRK-B	$1.03T	54	3.3	7.5	5.0	8.0	—	Buy
BRK-A	$1.02T	51	3.3	7.5	5.0	8.0	—	Buy
JPM	$828.64B	73	8.0	8.0	5.7	5.5	—	Strong Buy
V	$636.99B	68	7.3	10.0	5.0	5.5	—	Strong Buy
MA	$444.77B	70	8.0	10.0	4.3	6.0	—	Strong Buy

Smart narrative

Heritage Insurance Hldgs Inc trades at $29.32. representing a P/E of 4.73x trailing earnings. Our Smart Value Score of 72/100 indicates the stock is good. TTM revenue stands at $847.33M. with profit margins at 23.10%.

Frequently asked questions

What is Heritage Insurance Hldgs Inc's stock price?

Heritage Insurance Hldgs Inc (HRTG) trades at $29.32.

Is Heritage Insurance Hldgs Inc overvalued?

Smart Value Score 72/100 (Grade B, Buy).

What is the price target of Heritage Insurance Hldgs Inc (HRTG)?

The analyst target price is $36.50, representing +24.5% upside from the current price of $29.32.

What is the future stock price of HRTG by 2030?

Our revenue-driven model estimates Heritage Insurance Hldgs Inc could reach $35.49 by 2030, based on historical CAGR, margin trends, and capped P/E multiples.

What is Heritage Insurance Hldgs Inc's revenue?

TTM revenue is $847.33M.

Company info

SectorFINANCIAL SERVICES

IndustryINSURANCE - PROPERTY & CASUALTY

CountryUSA

ExchangeNYSE

CurrencyUSD

Quick metrics

P/S ratio1.08x

ROE49.10%

Beta0.95

50D MA$26.81

200D MA$25.61

Shares out0.03B

Float0.02B

Short ratio—

Avg volume0.3M

Performance

1 week+6.82%

1 month+12.15%

3 months+14.50%

YTD+0.65%

1 year—

3 years—

5 years—

Compare

HRTG vs BRK-B →HRTG vs BRK-A →HRTG vs JPM →Stock screener →