Huntington Bancshares Incorporated (HBAN) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Huntington Bancshares Incorporated stock (HBAN) is currently trading at $15.54. Huntington Bancshares Incorporated PE ratio is 11.14. Huntington Bancshares Incorporated PS ratio (Price-to-Sales) is 4.10. Analyst consensus price target for HBAN is $20.50. WallStSmart rates HBAN as Moderate Buy.
- HBAN PE ratio analysis and historical PE chart
- HBAN PS ratio (Price-to-Sales) history and trend
- HBAN intrinsic value — DCF, Graham Number, EPV models
- HBAN stock price prediction 2025 2026 2027 2028 2029 2030
- HBAN fair value vs current price
- HBAN insider transactions and insider buying
- Is HBAN undervalued or overvalued?
- Huntington Bancshares Incorporated financial analysis — revenue, earnings, cash flow
- HBAN Piotroski F-Score and Altman Z-Score
- HBAN analyst price target and Smart Rating
Huntington Bancshares Incorporated
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HBAN Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Huntington Bancshares Incorporated (HBAN)
HBAN trades 90% above its Graham fair value of $9.45, indicating the stock may be overvalued at current levels.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Huntington Bancshares Incorporated (HBAN) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in market cap, operating margin, price/book. Concerns around eps growth. Overall metrics suggest strong investment potential with favorable risk/reward.
Huntington Bancshares Incorporated (HBAN) Key Strengths (5)
Keeps $40 of every $100 in revenue after operating costs
Keeps $29 of every $100 in revenue as net profit
72.29% of shares held by major funds and institutions
Large-cap company with substantial market presence
Trading at 1.42x book value, attractively priced
Supporting Valuation Data
Huntington Bancshares Incorporated (HBAN) Areas to Watch (5)
Earnings declining -10.90%, profits shrinking
Premium valuation at 4.1x annual revenue
Moderate profitability with room for improvement
Growth is fairly priced, not cheap, not expensive
Solid revenue growth at 10.30% per year
Huntington Bancshares Incorporated (HBAN) Detailed Analysis Report
Overall Assessment
This company scores 66/100 in our Smart Analysis, earning a B- grade. Out of 10 metrics analyzed, 5 register as strengths (avg 9.4/10) while 5 fall into concern territory (avg 4.2/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Operating Margin, Profit Margin, Institutional Own.. Valuation metrics including Price/Book (1.42) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 39.80%, Profit Margin at 28.70%.
The Bear Case
The primary concerns are EPS Growth, Price/Sales, Return on Equity. Some valuation metrics including PEG Ratio (1.72), Price/Sales (4.10) suggest expensive pricing. Growth concerns include Revenue Growth at 10.30%, EPS Growth at -10.90%, which may limit upside. Profitability pressure is visible in Return on Equity at 10.10%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether EPS Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 10.10% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at 10.30% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. Strengths and concerns are roughly balanced. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (Operating Margin, Profit Margin) and negatives (EPS Growth, Price/Sales). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
HBAN Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
HBAN's Price-to-Sales ratio of 4.10x trades 83% above its historical average of 2.24x (97th percentile), historically expensive. The current valuation is 7% below its historical high of 4.43x set in Mar 2026, and 2633% above its historical low of 0.15x in Feb 2009.
WallStSmart Analysis Synopsis
Data-driven financial summary for Huntington Bancshares Incorporated (HBAN) · FINANCIAL SERVICES › BANKS - REGIONAL
The Big Picture
Huntington Bancshares Incorporated is a mature, profitable business with steady cash generation. Revenue reached 7.7B with 10% growth year-over-year. Profit margins are strong at 28.7%, reflecting pricing power and operational efficiency.
Key Findings
Profit margin of 28.7% and operating margin of 39.8% demonstrate strong pricing power and operational efficiency.
Generating 711M in free cash flow and 829M in operating cash flow. Earnings are translating into actual cash generation.
What to Watch Next
Dividend sustainability with a current yield of 4.0%. Watch payout ratio and free cash flow coverage.
Sector dynamics: monitor BANKS - REGIONAL industry trends, competitive moves, and regulatory changes that could impact Huntington Bancshares Incorporated.
Bottom Line
Huntington Bancshares Incorporated is a well-established business delivering consistent profitability with 28.7% margins. The growth phase may be slowing, but strong cash generation and operational efficiency make it suitable for investors seeking reliability over excitement.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About Huntington Bancshares Incorporated(HBAN)
NASDAQ
FINANCIAL SERVICES
BANKS - REGIONAL
USA
Huntington Bancshares Incorporated is a bank holding company headquartered in Columbus, Ohio.