WallStSmart
GDOT

Green Dot Corporation

NYSE: GDOT · FINANCIAL SERVICES · CREDIT SERVICES

$12.25
-4.22% today

Updated 2026-09-25

Market cap
$698.07M
P/E ratio
—
P/S ratio
0.31x
EPS (TTM)
$-0.51
Dividend yield
—
52W range
$10 – $14
Volume
0.4M

WallStSmart proprietary scores

61
out of 100
Grade: C+
Hold
Investment rating
8.7
Growth
A
4.5
Quality
C
2.5
Profitability
F
5.3
Valuation
C+
2/9
Piotroski F-Score
Weak
0.2
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →261 stocks currently score above 75

Price targets

Analyst target
$16.12
+31.59%
12-Month target
—
—
Intrinsic (DCF)
—
Margin of safety
—

Price chart

Stock snapshot

Strengths
+ Free cash flow $80.59M — positive
+ Revenue growth 18.30% QoQ
+ Debt/equity 0.07x — low leverage
Risks
- Piotroski 2/9 — weak financial health
- Altman Z 0.15 — distress zone
- Thin margins at -1.13%

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$1.45B$1.50B$1.72B$2.08B$2.29B
Net income$64.21M$6.72M$-26.70M$-98.87M$-2.09M
EPS————$-0.51
Free cash flow$193.36M$21.58M$7.10M$66.02M$80.59M
Profit margin4.43%0.45%-1.55%-4.75%-1.13%

Recent insider activity

DateInsiderTypeSharesPrice
2026-05-21SHAHEEN, GEORGE TBuy17,496—
2026-05-21RICHEY, ELLENBuy17,496—
2026-05-21RAZON, MICHELLETABuy17,496—

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
GDOT$698.07M618.72.55.34.5—Buy
BRK-A$1.09T747.37.55.08.5—Strong Buy
BRK-B$1.09T747.37.55.08.0—Strong Buy
JPM$897.22B8110.08.05.73.0—Exceptional Buy
V$678.70B686.710.04.35.0—Strong Buy
MA$490.50B727.310.05.05.5—Strong Buy

Smart narrative

Green Dot Corporation trades at $12.25. Our Smart Value Score of 61/100 indicates the stock is good. The company scores 2/9 on the Piotroski F-Score. With an Altman Z-Score of 0.15, it sits in the distress. TTM revenue stands at $2.29B. with profit margins at -1.13%.

Frequently asked questions

What is Green Dot Corporation's stock price?

Green Dot Corporation (GDOT) trades at $12.25, on a P/S of 0.3x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.

Is Green Dot Corporation overvalued?

Green Dot Corporation carries a Smart Value Score of 61/100 (Grade C+), which we rate Hold. That score blends growth, quality, and valuation into one read.

What is the price target of Green Dot Corporation (GDOT)?

The 12-month analyst consensus target is $16.12, about 31.6% above the current $12.25. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.

What is Green Dot Corporation's revenue?

Green Dot Corporation's trailing twelve-month revenue is $2.29B. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.

Altman Z-Score?

Green Dot Corporation's Altman Z-Score is 0.15, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.

Company info

SectorFINANCIAL SERVICES
IndustryCREDIT SERVICES
CountryUSA
ExchangeNYSE
CurrencyUSD

Quick metrics

P/S ratio0.31x
ROE-2.76%
Beta0.82
50D MA$13.27
200D MA$12.58
Shares out0.06B
Float0.05B
Short ratio—
Avg volume0.4M

Performance

1 week-2.89%
1 month-4.27%
3 months-4.27%
YTD-0.16%
1 year-10.81%
3 years—
5 years—