WallStSmart
GBNY

Generations Bancorp NY Inc

NASDAQ: GBNY · FINANCIAL SERVICES · BANKS - REGIONAL

$14.81
+0.00% today

Updated 2026-04-30

Market cap
$34.07M
P/E ratio
P/S ratio
4.40x
EPS (TTM)
$-1.23
Dividend yield
52W range
$15 – $18
Volume
0.0M

WallStSmart proprietary scores

21
out of 100
Grade: F
Strong Sell
Investment rating
3.3
Growth
D
4.8
Quality
C
2.0
Profitability
F
5.0
Valuation
C+
3/9
Piotroski F-Score
Weak
Altman Z-Score
Industry rank
View all highly rated stocks (75+) →202 stocks currently score above 75

Price targets

Analyst target
$—
12-Month target
Intrinsic (DCF)
Margin of safety

Price chart

X-Ray snapshot

Strengths
Insufficient data
Risks
- Piotroski 3/9 — weak financial health
- Thin margins at -62.40%
- Revenue declining -34.00% QoQ

Key financials

Revenue Net Income Free Cash Flow
Metric2021202220232024TTM
Revenue$14.29M$13.32M$17.03M$18.77M$7.65M
Net income$1.41M$1.09M$-1.57M$-4.78M$-514000.00
EPS$-1.23
Free cash flow$2.98M$3.89M$1.67M$-1.11M
Profit margin9.89%8.16%-9.20%-25.45%-62.40%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
GBNY$34.07M213.32.05.04.8Avoid
BRK-B$1.03T543.37.55.08.0Buy
BRK-A$1.01T533.37.55.08.0Buy
JPM$828.64B738.08.05.75.5Strong Buy
V$636.99B687.310.05.05.5Strong Buy
MA$449.94B708.010.04.36.0Strong Buy

Smart narrative

Generations Bancorp NY Inc trades at $14.81. Our Smart Value Score of 21/100 indicates the stock is weak. The company scores 3/9 on the Piotroski F-Score. TTM revenue stands at $7.65M. with profit margins at -62.40%.

Frequently asked questions

What is Generations Bancorp NY Inc's stock price?
Generations Bancorp NY Inc (GBNY) trades at $14.81.
Is Generations Bancorp NY Inc overvalued?
Smart Value Score 21/100 (Grade F, Strong Sell).
What is the price target of Generations Bancorp NY Inc (GBNY)?
The analyst target price is $—, representing NaN% downside from the current price of $14.81.
What is Generations Bancorp NY Inc's revenue?
TTM revenue is $7.65M.
Piotroski F-Score?
3/9 — weak financial health.

Company info

SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD

Quick metrics

P/S ratio4.40x
ROE-13.10%
Beta0.23
50D MA$15.09
200D MA$16.62
Shares out0.00B
Float0.00B
Short ratio
Avg volume0.0M

Performance

1 week
1 month
3 months
YTD
1 year
3 years
5 years