GBNY
Generations Bancorp NY Inc
NASDAQ: GBNY · FINANCIAL SERVICES · BANKS - REGIONAL
$14.99
+0.07% today
Updated 2026-06-02
Market cap
$34.07M
P/E ratio
—
P/S ratio
4.40x
EPS (TTM)
$-1.23
Dividend yield
—
52W range
$15 – $18
Volume
0.0M
WallStSmart proprietary scores
21
out of 100
Grade: F
Strong Sell
Investment rating
3.3
Growth
D4.8
Quality
C2.0
Profitability
F5.0
Valuation
C+3/9
Piotroski F-Score
Weak
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Altman Z-Score
—
—
Industry rank
—
View all highly rated stocks (75+) →202 stocks currently score above 75
Price targets
Analyst target
—
—
12-Month target
—
—
Intrinsic (DCF)
—
Margin of safety
—
Price chart
Stock snapshot
Strengths
Insufficient data
Risks
- Piotroski 3/9 — weak financial health
- Thin margins at -62.40%
- Revenue declining -34.00% QoQ
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2021 | 2022 | 2023 | 2024 | TTM |
|---|---|---|---|---|---|
| Revenue | $14.29M | $13.32M | $17.03M | $18.77M | $7.65M |
| Net income | $1.41M | $1.09M | $-1.57M | $-4.78M | $-514000.00 |
| EPS | — | — | — | — | $-1.23 |
| Free cash flow | $2.98M | $3.89M | $1.67M | $-1.11M | — |
| Profit margin | 9.89% | 8.16% | -9.20% | -25.45% | -62.40% |
Peer comparison
Smart narrative
Generations Bancorp NY Inc trades at $14.99. Our Smart Value Score of 21/100 indicates the stock is weak. The company scores 3/9 on the Piotroski F-Score. TTM revenue stands at $7.65M. with profit margins at -62.40%.
Frequently asked questions
What is Generations Bancorp NY Inc's stock price?
Generations Bancorp NY Inc (GBNY) trades at $14.99, on a P/S of 4.4x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is Generations Bancorp NY Inc overvalued?
Generations Bancorp NY Inc carries a Smart Value Score of 21/100 (Grade F), which we rate Strong Sell. That score blends growth, quality, and valuation into one read.
What is Generations Bancorp NY Inc's revenue?
Generations Bancorp NY Inc's trailing twelve-month revenue is $7.65M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio4.40x
ROE-13.49%
Beta0.23
50D MA$15.09
200D MA$16.62
Shares out0.00B
Float0.00B
Short ratio—
Avg volume0.0M
Performance
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3 months—
YTD—
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