Golub Capital BDC Inc (GBDC) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Golub Capital BDC Inc stock (GBDC) is currently trading at $12.58. Golub Capital BDC Inc PE ratio is 9.98. Golub Capital BDC Inc PS ratio (Price-to-Sales) is 3.86. Analyst consensus price target for GBDC is $14.32. WallStSmart rates GBDC as Hold.
- GBDC PE ratio analysis and historical PE chart
- GBDC PS ratio (Price-to-Sales) history and trend
- GBDC intrinsic value — DCF, Graham Number, EPV models
- GBDC stock price prediction 2025 2026 2027 2028 2029 2030
- GBDC fair value vs current price
- GBDC insider transactions and insider buying
- Is GBDC undervalued or overvalued?
- Golub Capital BDC Inc financial analysis — revenue, earnings, cash flow
- GBDC Piotroski F-Score and Altman Z-Score
- GBDC analyst price target and Smart Rating
Golub Capital BDC Inc
📊 No data available
Try selecting a different time range
GBDC Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Golub Capital BDC Inc (GBDC)
GBDC trades 49% above its Graham fair value of $8.57, indicating the stock may be overvalued at current levels.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Golub Capital BDC Inc (GBDC) · 10 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in operating margin, price/book, profit margin. Concerns around return on equity and revenue growth. Fundamentals are solid but monitor weak areas for improvement.
Golub Capital BDC Inc (GBDC) Key Strengths (4)
Keeps $78 of every $100 in revenue after operating costs
Trading below book value, meaning the market prices it less than net assets
Keeps $39 of every $100 in revenue as net profit
Mid-cap company balancing growth potential with stability
Supporting Valuation Data
Golub Capital BDC Inc (GBDC) Areas to Watch (6)
Revenue declining -6.20%, a shrinking business
Earnings declining -41.20%, profits shrinking
Low profitability relative to shareholder equity
Growth is fairly priced, not cheap, not expensive
Revenue is fairly priced at 3.86x sales
Moderate institutional interest at 48.92%
Supporting Valuation Data
Golub Capital BDC Inc (GBDC) Detailed Analysis Report
Overall Assessment
This company scores 59/100 in our Smart Analysis, earning a C grade. Out of 10 metrics analyzed, 4 register as strengths (avg 9.3/10) while 6 fall into concern territory (avg 3.5/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Operating Margin, Price/Book, Profit Margin. Valuation metrics including Price/Book (0.83) suggest the stock is attractively priced. Profitability is solid with Operating Margin at 78.30%, Profit Margin at 38.60%.
The Bear Case
The primary concerns are Revenue Growth, EPS Growth, Return on Equity. Some valuation metrics including PEG Ratio (1.51), Price/Sales (3.86) suggest expensive pricing. Growth concerns include Revenue Growth at -6.20%, EPS Growth at -41.20%, which may limit upside. Profitability pressure is visible in Return on Equity at 8.34%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Revenue Growth improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 8.34% needing improvement to support the investment thesis. Third, growth sustainability, with Revenue Growth at -6.20% needing to reaccelerate.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. There are more areas of concern than strength, warranting a more conservative position size. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (Operating Margin, Price/Book) and negatives (Revenue Growth, EPS Growth). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
GBDC Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
GBDC's Price-to-Sales ratio of 3.86x trades at a deep discount to its historical average of 57x (3th percentile). The current valuation is 97% below its historical high of 138.32x set in Nov 2010, and 5% above its historical low of 3.68x in Mar 2026. Over the past 12 months, the PS ratio has compressed from ~8.4x as trailing revenue scaled faster than the stock price.
WallStSmart Analysis Synopsis
Data-driven financial summary for Golub Capital BDC Inc (GBDC) · FINANCIAL SERVICES › ASSET MANAGEMENT
The Big Picture
Golub Capital BDC Inc faces headwinds with declining revenue, though profitability provides a cushion. Revenue reached 857M with 6% decline year-over-year. Profit margins are strong at 38.6%, reflecting pricing power and operational efficiency.
Key Findings
Profit margin of 38.6% and operating margin of 78.3% demonstrate strong pricing power and operational efficiency.
Generating 212M in free cash flow and 212M in operating cash flow. Earnings are translating into actual cash generation.
Revenue contracted 6% YoY. Worth determining whether this is cyclical or structural.
What to Watch Next
Dividend sustainability with a current yield of 12.5%. Watch payout ratio and free cash flow coverage.
Sector dynamics: monitor ASSET MANAGEMENT industry trends, competitive moves, and regulatory changes that could impact Golub Capital BDC Inc.
Bottom Line
Golub Capital BDC Inc faces challenges with declining revenue. While profitability provides a buffer, the long-term trajectory needs to improve. Watch for management's strategic response and whether the company can stabilize or pivot to new growth drivers.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions(0 last 3 months)
Data sourced from SEC Form 4 filings
Last updated: 4:27:18 PM
About Golub Capital BDC Inc(GBDC)
NASDAQ
FINANCIAL SERVICES
ASSET MANAGEMENT
USA
Golub Capital BDC Inc (ticker: GBDC) is a leading business development company that specializes in providing innovative financing solutions to middle-market companies. Founded in 2001 and publicly traded since 2013, Golub Capital emphasizes investing in senior secured loans, ensuring a diversified portfolio that seeks to deliver compelling risk-adjusted returns. The company is recognized for its strong credit quality and operational resilience, underpinned by a skilled management team and a disciplined investment approach. With a strategic focus on fostering growth among its portfolio entities, Golub Capital represents an appealing opportunity for institutional investors looking for a stable and performance-oriented investment in the alternative asset space.