FOA
Finance of America Companies Inc
NYSE: FOA · FINANCIAL SERVICES · CREDIT SERVICES
$20.03
-1.29% today
Updated 2026-06-03
Market cap
$175.17M
P/E ratio
8.72
P/S ratio
0.39x
EPS (TTM)
$2.26
Dividend yield
—
52W range
$16 – $30
Volume
0.1M
WallStSmart proprietary scores
48
out of 100
Grade: C
Sell
Investment rating
4.7
Growth
C3.5
Quality
D5.0
Profitability
C+6.7
Valuation
B6/9
Piotroski F-Score
Moderate
0.1
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →202 stocks currently score above 75
Price targets
Analyst target
$25.00
+24.81%
12-Month target
$16.71
-16.58%
Intrinsic (DCF)
—
Margin of safety
—
0 Strong Buy1 Buy0 Hold0 Sell0 Strong Sell
Price chart
Stock snapshot
Strengths
Insufficient data
Risks
- Altman Z 0.07 — distress zone
- Negative free cash flow $-130.86M
- Revenue declining -27.50% QoQ
- Debt/equity 88.46x — high leverage
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $686.96M | $1.57B | $1.95B | $2.13B | $451.89M |
| Net income | $-190.68M | $-80.09M | $15.49M | $45.23M | $17.51M |
| EPS | — | — | — | — | $2.26 |
| Free cash flow | $1.40B | $-71.57M | $-423.81M | $-429.75M | $-130.86M |
| Profit margin | -27.76% | -5.10% | 0.79% | 2.12% | 7.20% |
Peer comparison
Smart narrative
Finance of America Companies Inc trades at $20.03. representing a P/E of 8.72x trailing earnings. Our Smart Value Score of 48/100 indicates the stock is fair. The company scores 6/9 on the Piotroski F-Score. With an Altman Z-Score of 0.07, it sits in the distress. TTM revenue stands at $451.89M. with profit margins at 7.20%.
Frequently asked questions
What is Finance of America Companies Inc's stock price?
Finance of America Companies Inc (FOA) trades at $20.03, on a P/E of 8.7x and a P/S of 0.4x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is Finance of America Companies Inc overvalued?
Finance of America Companies Inc carries a Smart Value Score of 48/100 (Grade C), which we rate Sell. That score blends growth, quality, and valuation into one read.
What is the price target of Finance of America Companies Inc (FOA)?
The 12-month analyst consensus target is $25.00, about 24.8% above the current $20.03. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is Finance of America Companies Inc's revenue?
Finance of America Companies Inc's trailing twelve-month revenue is $451.89M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
Finance of America Companies Inc's Altman Z-Score is 0.07, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorFINANCIAL SERVICES
IndustryCREDIT SERVICES
CountryUSA
ExchangeNYSE
CurrencyUSD
Quick metrics
P/S ratio0.39x
ROE9.36%
Beta1.70
50D MA$19.67
200D MA$22.01
Shares out0.01B
Float0.00B
Short ratio—
Avg volume0.1M
Performance
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YTD—
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