FOA
Finance of America Companies Inc
NYSE: FOA · FINANCIAL SERVICES · CREDIT SERVICES
$19.75
+2.01% today
Updated 2026-04-30
Market cap
$183.52M
P/E ratio
5.45
P/S ratio
0.37x
EPS (TTM)
$3.94
Dividend yield
—
52W range
$16 – $30
Volume
0.1M
WallStSmart proprietary scores
49
out of 100
Grade: C
Sell
Investment rating
2.7
Growth
F4.5
Quality
C5.5
Profitability
C+6.7
Valuation
B3/9
Piotroski F-Score
Weak
0.1
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →200 stocks currently score above 75
Price targets
Analyst target
$22.50
+13.92%
12-Month target
$16.71
-15.39%
Intrinsic (DCF)
—
Margin of safety
—
Price chart
X-Ray snapshot
Strengths
+ ROE 30.80% — strong efficiency
Risks
- Piotroski 3/9 — weak financial health
- Altman Z 0.14 — distress zone
- Negative free cash flow $-91.44M
- Revenue declining -72.10% QoQ
- Debt/equity 106.49x — high leverage
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $686.96M | $1.57B | $1.95B | $290.25M | $497.44M |
| Net income | $-190.68M | $-80.09M | $15.49M | $45.23M | $-10.38M |
| EPS | — | — | — | — | $3.94 |
| Free cash flow | $1.40B | $-71.57M | $-423.81M | $-429.75M | $-91.44M |
| Profit margin | -27.76% | -5.10% | 0.79% | 15.58% | 9.09% |
Peer comparison
Smart narrative
Finance of America Companies Inc trades at $19.75. representing a P/E of 5.45x trailing earnings. Our Smart Value Score of 49/100 indicates the stock is fair. The company scores 3/9 on the Piotroski F-Score. With an Altman Z-Score of 0.14, it sits in the distress. TTM revenue stands at $497.44M. with profit margins at 9.09%.
Frequently asked questions
What is Finance of America Companies Inc's stock price?
Finance of America Companies Inc (FOA) trades at $19.75.
Is Finance of America Companies Inc overvalued?
Smart Value Score 49/100 (Grade C, Sell).
What is the price target of Finance of America Companies Inc (FOA)?
The analyst target price is $22.50, representing +13.9% upside from the current price of $19.75.
What is Finance of America Companies Inc's revenue?
TTM revenue is $497.44M.
Piotroski F-Score?
3/9 — weak financial health.
Altman Z-Score?
0.14 — distress.
Company info
SectorFINANCIAL SERVICES
IndustryCREDIT SERVICES
CountryUSA
ExchangeNYSE
CurrencyUSD
Quick metrics
P/S ratio0.37x
ROE30.80%
Beta1.71
50D MA$19.14
200D MA$22.61
Shares out0.01B
Float0.00B
Short ratio—
Avg volume0.1M
Performance
1 week—
1 month—
3 months—
YTD—
1 year—
3 years—
5 years—