WallStSmart
FMBH

First Mid Illinois Bancshares Inc

NASDAQ: FMBH · FINANCIAL SERVICES · BANKS - REGIONAL

$42.18
-2.55% today

Updated 2026-06-03

Market cap
$1.20B
P/E ratio
11.37
P/S ratio
3.41x
EPS (TTM)
$3.96
Dividend yield
2.22%
52W range
$33 – $45
Volume
0.1M

WallStSmart proprietary scores

70
out of 100
Grade: B
Buy
Investment rating
6.7
Growth
B
4.3
Quality
C
7.5
Profitability
B+
7.0
Valuation
B+
3/9
Piotroski F-Score
Weak
Altman Z-Score
Industry rank
View all highly rated stocks (75+) →202 stocks currently score above 75

Price targets

Analyst target
$49.00
+16.17%
12-Month target
$50.26
+19.16%
Intrinsic (DCF)
Margin of safety
2 Strong Buy2 Buy3 Hold0 Sell0 Strong Sell

Price chart

Stock snapshot

Strengths
+ Profit margin 27.30% — above average
+ Free cash flow $23.12M — positive
+ Revenue growth 14.50% QoQ
Risks
- Piotroski 3/9 — weak financial health

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$286.27M$300.17M$447.28M$466.04M$351.30M
Net income$72.95M$68.94M$78.90M$91.75M$26.33M
EPS$3.96
Free cash flow$60.80M$68.78M$119.48M$124.03M$23.12M
Profit margin25.48%22.97%17.64%19.69%27.30%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
FMBH$1.20B706.77.57.04.3Strong Buy
BRK-B$1.02T626.76.55.08.0Buy
BRK-A$1.02T616.76.55.07.0Buy
JPM$806.43B738.08.05.73.0Strong Buy
V$603.46B748.710.05.75.5Strong Buy
MA$422.07B708.010.05.05.5Strong Buy

Smart narrative

First Mid Illinois Bancshares Inc trades at $42.18. representing a P/E of 11.37x trailing earnings. Our Smart Value Score of 70/100 indicates the stock is good. The company scores 3/9 on the Piotroski F-Score. TTM revenue stands at $351.30M. with profit margins at 27.30%.

Frequently asked questions

What is First Mid Illinois Bancshares Inc's stock price?

First Mid Illinois Bancshares Inc (FMBH) trades at $42.18, on a P/E of 11.4x and a P/S of 3.4x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.

Is First Mid Illinois Bancshares Inc overvalued?

First Mid Illinois Bancshares Inc carries a Smart Value Score of 70/100 (Grade B), which we rate Buy. That score blends growth, quality, and valuation into one read.

What is the price target of First Mid Illinois Bancshares Inc (FMBH)?

The 12-month analyst consensus target is $49.00, about 16.2% above the current $42.18. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.

What is First Mid Illinois Bancshares Inc's revenue?

First Mid Illinois Bancshares Inc's trailing twelve-month revenue is $351.30M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.

Company info

SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD

Quick metrics

P/S ratio3.41x
ROE9.85%
Beta0.80
50D MA$42.86
200D MA$40.42
Shares out0.03B
Float0.02B
Short ratio
Avg volume0.1M

Performance

1 week
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YTD
1 year
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