FISI
Financial Institutions Inc
NASDAQ: FISI · FINANCIAL SERVICES · BANKS - REGIONAL
$34.07
+0.12% today
Updated 2026-04-30
Market cap
$663.62M
P/E ratio
8.78
P/S ratio
2.77x
EPS (TTM)
$3.84
Dividend yield
3.66%
52W range
$24 – $36
Volume
0.1M
Financial Institutions Inc (FISI) Financial statements
SEC filings — annual and quarterly data.
Profit margin
33.00%
Operating margin
42.90%
ROE
12.90%
ROA
1.25%
Debt/equity
0.31x
Margin trends — annual
Gross margin Operating margin Profit margin
| Year | Revenue | Net income | Gross margin | Op. margin | Profit margin |
|---|---|---|---|---|---|
| 2006 | $124.98M | $17.36M | 66.59% | 18.89% | 13.89% |
| 2007 | $125.89M | $16.41M | 62.56% | 16.85% | 13.03% |
| 2008 | $118.39M | $-26.16M | 66.07% | -40.09% | -22.10% |
| 2009 | $117.94M | $14.44M | 74.63% | 17.45% | 12.24% |
| 2010 | $115.96M | $21.29M | 78.95% | 26.42% | 18.36% |
| 2011 | $119.04M | $22.80M | 82.33% | 28.74% | 19.15% |
| 2012 | $121.55M | $23.45M | 86.69% | 28.60% | 19.29% |
| 2013 | $122.91M | $25.53M | 86.64% | 30.84% | 20.77% |
| 2014 | $127.63M | $29.36M | 88.19% | 30.54% | 23.00% |
| 2015 | $135.28M | $28.34M | 87.05% | 28.74% | 20.95% |
| 2016 | $150.69M | $31.93M | 85.28% | 29.29% | 21.19% |
| 2017 | $164.73M | $33.53M | 81.27% | 26.39% | 20.35% |
| 2018 | $188.01M | $39.53M | 79.36% | 26.35% | 21.02% |
| 2019 | $208.83M | $48.86M | 77.53% | 28.45% | 23.40% |
| 2020 | $204.37M | $38.33M | 75.78% | 22.37% | 18.76% |
| 2021 | $212.03M | $77.70M | 98.05% | 45.85% | 36.64% |
| 2022 | $241.09M | $56.57M | 82.23% | 29.44% | 23.47% |
| 2023 | $48.24M | $50.26M | 100.00% | 130.70% | 104.19% |
| 2024 | $264.17M | $-41.65M | 33.33% | -25.80% | -15.76% |
| 2025 | $377.94M | $74.87M | 61.73% | 24.17% | 19.81% |